General Contractor Insurance | First Underwriters Insurance Brokers
Construction insurance specialists · Independent since 1992

General Contractor Insurance.

Build and bid with confidence. From job-site injuries and subcontractor gaps to completed-operations claims and builders-risk exposure, we build comprehensive programs for residential and commercial general contractors across the Pacific Northwest.

General LiabilityWorkers' CompBuilders RiskCommercial AutoUmbrellaBonding

A+ rated carriers · Same-day certificates · Bonding & sub-tracking support

One uninsured sub, defect claim, or project fire can each expose a GC to
$2M+
Construction is among the most hazardous industries, and as the GC you carry the risk. The right program is what keeps a single bad event from ending your business.
  • Same-day COIs with additional-insured & waiver of subrogation
  • Subcontractor certificate tracking that closes liability gaps

Not sure what you need? Build your coverage below →

🏗️ 34+ years protecting PNW contractors A+ rated carriers 📋 General contractor insurance experts

General contractor insurance protects your construction business from the unique risks of building projects, employee injuries, and liability claims. According to OSHA, construction is among the most hazardous industries — and as the general contractor, you carry responsibility for your crews, your subs, and the project itself. Whether you're a residential builder or a commercial contractor, First Underwriters builds the specialized program you need to bid with confidence.

Why the coverage matters

The claims that end construction companies.

Illustrative examples of how a single construction exposure escalates — and the coverage that stands between it and everything you've built.

The exposure

Estimated exposure without coverage
$0
🛡️ The coverage that responds

Coverage Builder

Build the right program for your operation.

Tell us how your construction business actually runs, and we'll assemble the coverages that typically apply — a starting point for your quote, no contact info required.

Your construction operation

Tap everything that applies. Every GC starts with a liability, completed-operations, and tools core.

Coverages to consider
3
recommended for your operation
    A starting point, not a bound quote — request a tailored quote →
    How we place your coverage

    From first call to certificate.

    Four steps to a program built for construction — and the service that keeps it working. Click through each.

    1
    Understand Your OperationTrades, crews, subs & projects
    2
    Market to SpecialistsCarriers that write construction
    3
    Build the ProgramCoverages, limits & bonds
    4
    Certificates & ServiceSame-day, sub-tracking, bonding
    Complete construction coverage

    Every policy a GC program may need.

    Filter by type or search to see the full range of coverage we place for general contractors.

    Why contractors choose First Underwriters

    Specialists who speak construction.

    🏗️

    Construction specialists

    Since 1992 we've insured Pacific Northwest contractors — we understand construction risk, Washington L&I, prevailing-wage and public-works projects, and OSHA requirements. Not a generic policy off a shelf.

    Same-day COIs & sub-tracking

    Need a certificate for a new project? We issue same-day COIs with proper additional-insured endorsements, waivers of subrogation, and primary-coverage language — and we track your subcontractors' certificates so gaps don't fall back on you.

    📜

    Bonding & claims advocacy

    Direct surety relationships for bid, performance, and payment bonds help you qualify for larger and public-works projects — and the SBA Surety Bond Program can help smaller contractors qualify. When a claim hits, we manage it end to end. See our other business insurance solutions.

    34+years insuring contractors
    50+A-rated carriers & markets
    Same-daycertificates of insurance

    Get your general contractor insurance quote.

    Get a comprehensive quote tailored to your construction operation. Don't risk your business on inadequate coverage — let's build the right protection together.

    Or email us at info@firstunderwriters.com

    Descriptions are general summaries for education and are not a statement of coverage, an offer, or a binder, and the coverage builder is a starting point for discussion rather than a quote or coverage determination. The scenarios and dollar figures shown are illustrative examples, not guarantees or representations about specific companies; actual coverage, limits, and eligibility are governed solely by the terms, conditions, and exclusions of your issued policies and are subject to underwriting. First Underwriters Insurance Brokers · Kirkland, WA · (425) 242-5357.