:root{--paper:#fff;--soft:#f6f7fb;--ink:#252760;--body:#45475e;--mut:#74778e;--line:#e4e5ee;--line-2:#eff0f5;--gold:#dd8b0f;--gold-head:#b8730c;--gold-deep:#9a5e09;--gold-soft:#fcf1e0;--good:#2f7d5b;--good-soft:#e8f3ee;--warn:#b5651d;--warn-soft:#fbf0e4;--dark:#181a45;--dark-2:#252760;--sans:"Inter", -apple-system, BlinkMacSystemFont, "Segoe UI", system-ui, sans-serif;--wrap:1160px;--radius:14px}*{box-sizing:border-box;margin:0;padding:0}html{-webkit-text-size-adjust:100%;scroll-behavior:smooth}body{font-family:var(--sans);color:var(--body);background:var(--paper);letter-spacing:-.005em;-webkit-font-smoothing:antialiased;text-rendering:optimizelegibility;font-size:17px;line-height:1.7}img{max-width:100%;height:auto;display:block}a{color:inherit}button,input,select,textarea{font:inherit;color:inherit}:focus-visible{outline:2px solid var(--gold);outline-offset:3px;border-radius:4px}h1,h2,h3,h4{color:var(--ink);letter-spacing:-.02em;font-weight:800;line-height:1.12}h1{font-size:clamp(2.3rem,4.6vw,3.5rem)}h2{font-size:clamp(1.8rem,3.2vw,2.6rem)}h3{letter-spacing:-.01em;font-size:1.15rem;font-weight:700;line-height:1.3}h4{letter-spacing:-.005em;font-size:1.02rem;font-weight:700}.accent{color:var(--gold-head);font-style:italic;font-weight:500}p+p{margin-top:1em}.wrap{width:min(var(--wrap), 92%);margin-inline:auto}.narrow{max-width:720px}.eyebrow{letter-spacing:.18em;text-transform:uppercase;color:var(--gold-deep);margin-bottom:14px;font-size:.74rem;font-weight:700;display:inline-block}.muted{color:var(--mut)}.skip{background:var(--ink);color:#fff;z-index:100;border-radius:8px;padding:10px 16px;position:absolute;top:8px;left:-999px}.skip:focus{left:12px}.sr-only{clip:rect(0 0 0 0);white-space:nowrap;width:1px;height:1px;position:absolute;overflow:hidden}.btn{background:var(--ink);color:#fff;cursor:pointer;border:0;border-radius:8px;align-items:center;gap:9px;padding:14px 26px;font-size:1rem;font-weight:600;text-decoration:none;transition:background .18s,transform .18s;display:inline-flex}.btn:hover{background:var(--dark);transform:translateY(-1px)}.btn[disabled]{opacity:.55;cursor:progress;transform:none}.btn-sm{padding:10px 18px;font-size:.92rem}.tlink{color:var(--ink);border-bottom:1.5px solid var(--gold);align-items:center;gap:8px;padding-bottom:2px;font-weight:600;text-decoration:none;transition:gap .18s,color .18s;display:inline-flex}.tlink svg{color:var(--gold-deep)}.tlink:hover{color:var(--gold-deep);gap:12px}.on-dark .tlink{color:#fff}.on-dark .tlink svg{color:var(--gold)}.topbar{background:var(--soft);border-bottom:1px solid var(--line);font-size:.84rem}.topbar .wrap{justify-content:space-between;align-items:center;gap:16px;min-height:38px;display:flex}.topbar a{color:var(--body);text-decoration:none}.topbar a:hover{color:var(--ink)}.topbar .tb-left,.topbar .tb-right{align-items:center;gap:22px;display:flex}.site-header{z-index:50;-webkit-backdrop-filter:saturate(1.4)blur(8px);backdrop-filter:saturate(1.4)blur(8px);border-bottom:1px solid var(--line);background:#fffffff5;position:sticky;top:0}.site-header .wrap{justify-content:space-between;align-items:center;gap:24px;min-height:72px;display:flex}.brand{color:var(--ink);align-items:center;gap:12px;text-decoration:none;display:flex}.brand img{width:auto;height:46px}.ft-brand .brand img{height:42px}@media (max-width:560px){.brand img{height:32px}}.brand-mark{background:var(--ink);color:#fff;letter-spacing:-.02em;border-radius:9px;place-items:center;width:36px;height:36px;font-size:.95rem;font-weight:800;display:grid}.brand-name{letter-spacing:-.02em;font-size:1.06rem;font-weight:800;line-height:1.1}.brand-name small{letter-spacing:.14em;text-transform:uppercase;color:var(--mut);font-size:.68rem;font-weight:600;display:block}.mainnav{align-items:center;gap:4px;display:flex}.mainnav>.ni{position:relative}.mainnav .nl{color:var(--ink);cursor:pointer;background:0 0;border:0;border-radius:8px;align-items:center;gap:6px;padding:10px 14px;font-size:.95rem;font-weight:600;text-decoration:none;display:inline-flex}.mainnav .nl:hover,.mainnav .ni:focus-within .nl{background:var(--soft)}.mainnav .nl svg{color:var(--mut);transition:transform .18s}.mega{background:var(--paper);border:1px solid var(--line);opacity:0;visibility:hidden;border-radius:16px;gap:28px;padding:26px;transition:opacity .16s,transform .16s,visibility .16s;display:grid;position:absolute;top:calc(100% + 8px);left:50%;transform:translate(-50%)translateY(6px);box-shadow:0 18px 50px #2527601a}.mega:before{content:"";height:12px;position:absolute;top:-12px;left:0;right:0}.ni:hover .mega,.ni:focus-within .mega{opacity:1;visibility:visible;transform:translate(-50%)translateY(0)}.mega .mcol h4{letter-spacing:.16em;text-transform:uppercase;color:var(--gold-deep);margin-bottom:10px;font-size:.72rem;font-weight:700}.mega .mcol ul{list-style:none}.mega .mcol a{color:var(--ink);padding:6px 0;font-size:.94rem;line-height:1.35;text-decoration:none;display:block}.mega .mcol a:hover{color:var(--gold-deep)}.mega .mcol a small{color:var(--mut);font-size:.8rem;display:block}.mega .mcol .all{color:var(--gold-deep);margin-top:6px;font-weight:600}.hdr-cta{align-items:center;gap:18px;display:flex}.hdr-cta .phone{color:var(--ink);white-space:nowrap;font-size:.95rem;font-weight:600;text-decoration:none}.menu-btn{border:1px solid var(--line);cursor:pointer;background:0 0;border-radius:8px;padding:9px 12px;font-weight:600;display:none}.mobile-nav{display:none}@media (max-width:1020px){.mainnav,.hdr-cta .phone{display:none}.menu-btn{display:inline-flex}.topbar .tb-left a:nth-child(n+2){display:none}.mobile-nav[data-open=true]{border-top:1px solid var(--line);background:var(--paper);max-height:calc(100vh - 72px);display:block;overflow:auto}.mobile-nav details{border-bottom:1px solid var(--line-2)}.mobile-nav summary{color:var(--ink);cursor:pointer;justify-content:space-between;padding:15px 4%;font-weight:700;list-style:none;display:flex}.mobile-nav summary::-webkit-details-marker{display:none}.mobile-nav .mcols{gap:14px;padding:0 4% 14px;display:grid}.mobile-nav h4{letter-spacing:.16em;text-transform:uppercase;color:var(--gold-deep);margin:6px 0 4px;font-size:.7rem}.mobile-nav ul{list-style:none}.mobile-nav a{color:var(--ink);padding:7px 0;text-decoration:none;display:block}.mobile-nav .mn-foot{flex-wrap:wrap;align-items:center;gap:18px;padding:16px 4% 22px;display:flex}}.sec{padding:84px 0}.sec.soft{background:var(--soft);border-top:1px solid var(--line-2);border-bottom:1px solid var(--line-2)}.sec-head{max-width:700px;margin-bottom:44px}.sec-head.center{text-align:center;margin-inline:auto}.sec-head p{margin-top:14px;font-size:1.08rem}@media (max-width:760px){.sec{padding:58px 0}.sec-head{margin-bottom:32px}}.hero{border-bottom:1px solid var(--line);padding:88px 0 76px;position:relative;overflow:hidden}.hero:before{content:"";opacity:.55;pointer-events:none;background-image:radial-gradient(#2527600f 1px,#0000 1px);background-size:24px 24px;position:absolute;inset:0}.hero .wrap{grid-template-columns:1.1fr .9fr;align-items:center;gap:56px;display:grid;position:relative}.hero.solo .wrap{grid-template-columns:1fr}.hero.solo .wrap>div{max-width:860px}.hero .lede{max-width:48ch;margin-top:22px;font-size:1.16rem}.hero .cta-row{flex-wrap:wrap;align-items:center;gap:22px;margin-top:32px;display:flex}.hero .micro{color:var(--mut);margin-top:22px;font-size:.86rem}.hero-aside{background:var(--soft);border:1px solid var(--line);border-radius:18px;padding:30px}.hero-aside h3{margin-bottom:8px}.hero-aside ul{margin-top:8px;list-style:none}.hero-aside li{border-top:1px solid var(--line-2);align-items:flex-start;gap:12px;padding:11px 0;font-size:.97rem;display:flex}.hero-aside li:first-child{border-top:0}.hero-aside li svg{color:var(--gold-deep);flex:none;margin-top:3px}.hero-aside .aside-link{margin-top:16px}@media (max-width:900px){.hero{padding:60px 0 52px}.hero .wrap{grid-template-columns:1fr;gap:36px}}.crumbs{color:var(--mut);margin-bottom:20px;font-size:.84rem}.crumbs a{color:var(--mut);text-decoration:none}.crumbs a:hover{color:var(--ink)}.crumbs span[aria-hidden]{margin:0 8px}.grid{gap:22px;display:grid}.g2{grid-template-columns:repeat(2,1fr)}.g3{grid-template-columns:repeat(3,1fr)}.g4{grid-template-columns:repeat(4,1fr)}@media (max-width:960px){.g3,.g4{grid-template-columns:repeat(2,1fr)}}@media (max-width:640px){.g2,.g3,.g4{grid-template-columns:1fr}}.card{background:var(--paper);border:1px solid var(--line);border-radius:var(--radius);flex-direction:column;gap:10px;padding:28px;text-decoration:none;transition:border-color .18s,transform .18s;display:flex}.sec.soft .card{background:var(--paper)}a.card:hover{border-color:var(--gold);transform:translateY(-2px)}.card .ic{background:var(--gold-soft);width:44px;height:44px;color:var(--gold-deep);border-radius:11px;place-items:center;margin-bottom:6px;display:grid}.card p{font-size:.97rem}.card ul.ticks{margin-top:6px}.card .more{color:var(--gold-deep);margin-top:auto;padding-top:8px;font-size:.92rem;font-weight:600}ul.ticks{list-style:none}ul.ticks li{align-items:flex-start;gap:10px;padding:5px 0;font-size:.95rem;display:flex}ul.ticks li svg{color:var(--good);flex:none;margin-top:4px}.steps{counter-reset:st;grid-template-columns:repeat(4,1fr);gap:22px;display:grid}.steps.n3{grid-template-columns:repeat(3,1fr)}.steps .st{border-top:2px solid var(--gold);padding-top:18px}.steps .st:before{counter-increment:st;content:"0" counter(st);color:var(--gold-deep);letter-spacing:.12em;margin-bottom:8px;font-size:.86rem;font-weight:800;display:block}.steps .st p{margin-top:8px;font-size:.96rem}@media (max-width:860px){.steps,.steps.n3{grid-template-columns:1fr 1fr}}@media (max-width:560px){.steps,.steps.n3{grid-template-columns:1fr}}.stats{grid-template-columns:repeat(var(--n,4), 1fr);border:1px solid var(--line);border-radius:var(--radius);background:var(--paper);display:grid}.stats>div{border-left:1px solid var(--line);padding:26px 24px}.stats>div:first-child{border-left:0}.stats b{color:var(--ink);letter-spacing:-.02em;font-size:2rem;font-weight:800;line-height:1.1;display:block}.stats span{color:var(--mut);font-size:.9rem}@media (max-width:760px){.stats{grid-template-columns:1fr 1fr}.stats>div:nth-child(odd){border-left:0}.stats>div:nth-child(n+3){border-top:1px solid var(--line)}}.band{background:linear-gradient(90deg, var(--dark), var(--dark-2));color:#ffffffd1;padding:84px 0}.band h2{color:#fff}.band .accent,.band .eyebrow{color:var(--gold)}.band p{max-width:640px;margin-top:16px;font-size:1.08rem}.band .big{color:var(--gold);letter-spacing:-.02em;margin-top:18px;font-size:clamp(2.4rem,5vw,3.4rem);font-weight:800}.band .tlink{margin-top:26px}.quote{background:var(--paper);border:1px solid var(--line);border-radius:var(--radius);flex-direction:column;gap:16px;padding:28px;display:flex}.quote blockquote{color:var(--ink);font-size:1.02rem;line-height:1.65}.quote .stars{color:var(--gold);letter-spacing:3px;font-size:.9rem}.quote .who{border-top:1px solid var(--line-2);color:var(--mut);padding-top:14px;font-size:.88rem}.quote .who b{color:var(--ink);font-size:.94rem;display:block}.faq{border-top:1px solid var(--line);max-width:860px}.faq details{border-bottom:1px solid var(--line)}.faq summary{cursor:pointer;color:var(--ink);padding:22px 40px 22px 0;font-size:1.04rem;font-weight:700;list-style:none;position:relative}.faq summary::-webkit-details-marker{display:none}.faq summary:after{content:"";border-right:2px solid var(--gold-deep);border-bottom:2px solid var(--gold-deep);width:10px;height:10px;transition:transform .18s;position:absolute;top:30px;right:6px;transform:rotate(45deg)}.faq details[open] summary:after{top:34px;transform:rotate(225deg)}.faq .ans{max-width:760px;padding:0 0 24px}.compare{grid-template-columns:1fr 1fr;gap:22px;display:grid}.compare .col{border:1px solid var(--line);border-radius:var(--radius);background:var(--paper);padding:28px}.compare .col.good{border-color:var(--gold);background:var(--gold-soft)}.compare h3{margin-bottom:12px}.compare ul{list-style:none}.compare li{border-top:1px solid var(--line-2);padding:8px 0;font-size:.97rem}.compare li:first-child{border-top:0}@media (max-width:760px){.compare{grid-template-columns:1fr}}.tabs{flex-wrap:wrap;gap:8px;margin-bottom:22px;display:flex}.tab{border:1px solid var(--line);background:var(--paper);cursor:pointer;color:var(--body);border-radius:999px;padding:10px 18px;font-size:.92rem;font-weight:600;transition:all .16s}.tab:hover{border-color:var(--gold);color:var(--ink)}.tab[aria-selected=true]{background:var(--gold-soft);border-color:var(--gold);color:var(--ink)}.scenario{grid-template-columns:1.15fr .85fr;gap:26px;display:grid}.scenario .panel{border:1px solid var(--line);border-radius:var(--radius);background:var(--paper);padding:30px}.scenario .panel h3{margin:6px 0 10px;font-size:1.3rem}.scenario .total{color:var(--ink);letter-spacing:-.02em;font-size:2.4rem;font-weight:800;line-height:1}.scenario .total-lab{color:var(--mut);margin-top:6px;font-size:.82rem}.scenario .bd{margin-top:18px;list-style:none}.scenario .bd li{border-top:1px solid var(--line-2);justify-content:space-between;gap:12px;padding:9px 0;font-size:.94rem;display:flex}.scenario .bd li span{color:var(--ink);white-space:nowrap;font-weight:700}.scenario .fix{background:var(--good-soft);color:var(--ink);border-radius:10px;margin-top:18px;padding:16px 18px;font-size:.95rem}.scenario .fix b{letter-spacing:.14em;text-transform:uppercase;color:var(--good);margin-bottom:4px;font-size:.72rem;display:block}@media (max-width:860px){.scenario{grid-template-columns:1fr}}.builder{grid-template-columns:1fr 1fr;align-items:start;gap:26px;display:grid}.builder .panel{border:1px solid var(--line);border-radius:var(--radius);background:var(--paper);padding:28px}.builder .panel h3{margin-bottom:4px}.builder .hint{color:var(--mut);margin-bottom:16px;font-size:.9rem}.trait{text-align:left;border:1px solid var(--line);background:var(--paper);cursor:pointer;border-radius:10px;align-items:center;gap:12px;width:100%;margin-top:8px;padding:12px 14px;font-size:.95rem;transition:all .16s;display:flex}.trait .box{border:1.5px solid var(--line);background:#fff;border-radius:5px;flex:none;place-items:center;width:20px;height:20px;display:grid}.trait[aria-pressed=true]{background:var(--gold-soft);border-color:var(--gold);color:var(--ink)}.trait[aria-pressed=true] .box{background:var(--gold-deep);border-color:var(--gold-deep);color:#fff}.covlist{list-style:none}.covlist li{border-top:1px solid var(--line-2);gap:12px;padding:11px 0;display:flex}.covlist li:first-child{border-top:0}.covlist li svg{color:var(--good);flex:none;margin-top:4px}.covlist b{color:var(--ink);font-size:.97rem;display:block}.covlist span{color:var(--mut);font-size:.88rem}@media (max-width:860px){.builder{grid-template-columns:1fr}}.catalog-tools{flex-wrap:wrap;justify-content:space-between;align-items:center;gap:12px;margin-bottom:24px;display:flex}.catalog-tools input{border:1px solid var(--line);background:var(--paper);border-radius:9px;min-width:240px;padding:11px 14px}.catalog .card h3{font-size:1.02rem}.catalog .tag{letter-spacing:.12em;text-transform:uppercase;color:var(--mut);font-size:.7rem;font-weight:700}.empty{color:var(--mut);padding:20px 0}.prose{max-width:740px;color:var(--body);font-size:1.04rem}.prose>*+*{margin-top:1.05em}.prose h2{margin-top:2.1em;scroll-margin-top:96px;font-size:clamp(1.5rem,2.6vw,1.95rem)}.prose h3{margin-top:1.7em;scroll-margin-top:96px;font-size:1.2rem}.prose h4{margin-top:1.4em}.prose ul,.prose ol{padding-left:1.3em}.prose li+li{margin-top:.4em}.prose li::marker{color:var(--gold-deep)}.prose a{color:var(--ink);-webkit-text-decoration-color:var(--gold);text-decoration-color:var(--gold);text-underline-offset:3px;text-decoration-thickness:1.5px}.prose a:hover{color:var(--gold-deep)}.prose strong{color:var(--ink)}.prose blockquote{border-left:3px solid var(--gold);color:var(--ink);padding:6px 0 6px 20px;font-size:1.06rem}.prose .callout{background:var(--soft);border:1px solid var(--line);border-radius:12px;padding:20px 22px}.prose .callout.warn{background:var(--warn-soft);border-color:#f1dcc4}.prose .callout.good{background:var(--good-soft);border-color:#d3e6db}.table-wrap{border:1px solid var(--line);border-radius:12px;overflow-x:auto}.prose table{border-collapse:collapse;width:100%;font-size:.93rem}.prose th{background:var(--soft);color:var(--ink);text-align:left;border-bottom:1px solid var(--line);padding:12px 14px;font-weight:700}.prose td{border-top:1px solid var(--line-2);vertical-align:top;padding:11px 14px}.prose img{border-radius:12px}.article-head{border-bottom:1px solid var(--line);padding:64px 0 40px}.article-head h1{max-width:22ch;font-size:clamp(2rem,4vw,3rem)}.article-head .meta{color:var(--mut);flex-wrap:wrap;gap:18px;margin-top:18px;font-size:.9rem;display:flex}.article-head .lede{max-width:60ch;margin-top:18px;font-size:1.14rem}.article-body{grid-template-columns:240px minmax(0,1fr);gap:56px;padding:56px 0 84px;display:grid}.toc{border-left:1px solid var(--line);align-self:start;padding-left:18px;font-size:.88rem;position:sticky;top:100px}.toc b{letter-spacing:.16em;text-transform:uppercase;color:var(--gold-deep);margin-bottom:10px;font-size:.7rem;display:block}.toc ol{list-style:none}.toc a{color:var(--body);padding:5px 0;line-height:1.4;text-decoration:none;display:block}.toc a:hover{color:var(--ink)}@media (max-width:960px){.article-body{grid-template-columns:1fr;gap:0;padding-top:36px}.toc{display:none}}.downloads{border:1px solid var(--line);border-radius:var(--radius);background:var(--soft);max-width:740px;margin-top:48px;padding:26px}.downloads h3{margin-bottom:12px}.downloads a{border-top:1px solid var(--line);color:var(--ink);align-items:center;gap:12px;padding:11px 0;font-weight:600;text-decoration:none;display:flex}.downloads a:first-of-type{border-top:0}.downloads a svg{color:var(--gold-deep);flex:none}.downloads a small{color:var(--mut);margin-left:auto;font-weight:500}.form-shell{grid-template-columns:.8fr 1.2fr;align-items:start;gap:48px;display:grid}.form-shell.solo{grid-template-columns:1fr;max-width:820px}.form-intro ul{margin-top:18px}@media (max-width:920px){.form-shell{grid-template-columns:1fr;gap:28px}}.fcard{background:var(--paper);border:1px solid var(--line);border-radius:18px;padding:34px}.sec.soft .fcard{background:var(--paper)}.fprog{gap:6px;margin-bottom:22px;display:flex}.fprog span{background:var(--line);border-radius:4px;flex:1;height:4px}.fprog span.on{background:var(--gold)}.fstep-title{margin-bottom:4px;font-size:1.2rem}.fstep-sub{color:var(--mut);margin-bottom:20px;font-size:.9rem}.fgrid{grid-template-columns:1fr 1fr;gap:16px 18px;display:grid}.ff{flex-direction:column;grid-column:span 2;gap:7px;display:flex}.ff.half{grid-column:span 1}@media (max-width:600px){.fgrid{grid-template-columns:1fr}.ff,.ff.half{grid-column:span 1}.fcard{padding:24px}}.ff>label,.ff legend{color:var(--ink);font-size:.86rem;font-weight:600}.ff .req{color:var(--gold-deep);margin-left:3px}.ff .help{color:var(--mut);font-size:.8rem}.ff input,.ff select,.ff textarea{border:1px solid var(--line);background:var(--paper);border-radius:9px;width:100%;padding:12px 14px;font-size:.98rem;transition:border-color .15s,box-shadow .15s}.ff textarea{resize:vertical;min-height:110px}.ff input:focus,.ff select:focus,.ff textarea:focus{border-color:var(--gold);outline:none;box-shadow:0 0 0 3px #dd8b0f29}.ff [aria-invalid=true]{border-color:var(--warn)}.ff .err{color:var(--warn);font-size:.8rem}.ff fieldset{border:0;flex-direction:column;gap:8px;display:flex}.choices{flex-wrap:wrap;gap:8px;display:flex}.choice{position:relative}.choice input{opacity:0;cursor:pointer;position:absolute;inset:0}.choice span{border:1px solid var(--line);cursor:pointer;background:var(--paper);border-radius:999px;align-items:center;gap:8px;padding:9px 15px;font-size:.9rem;transition:all .15s;display:inline-flex}.choice input:checked+span{background:var(--gold-soft);border-color:var(--gold);color:var(--ink);font-weight:600}.choice input:focus-visible+span{outline:2px solid var(--gold);outline-offset:2px}.factions{flex-wrap:wrap;justify-content:space-between;align-items:center;gap:16px;margin-top:26px;display:flex}.factions .back{color:var(--body);cursor:pointer;background:0 0;border:0;padding:8px 0;font-weight:600}.fnote{color:var(--mut);margin-top:16px;font-size:.8rem}.fdone{text-align:center;padding:18px 6px}.fdone .ok{background:var(--good-soft);width:56px;height:56px;color:var(--good);border-radius:50%;place-items:center;margin:0 auto 16px;display:grid}.fdone h3{margin-bottom:8px;font-size:1.4rem}.ferr{background:var(--warn-soft);color:var(--ink);border:1px solid #f1dcc4;border-radius:10px;margin-top:16px;padding:12px 14px;font-size:.9rem}.hp{width:1px;height:1px;overflow:hidden;position:absolute!important;left:-9999px!important}.related{flex-wrap:wrap;gap:10px;display:flex}.related a{border:1px solid var(--line);color:var(--ink);background:var(--paper);border-radius:999px;padding:9px 16px;font-size:.92rem;font-weight:500;text-decoration:none}.related a:hover{border-color:var(--gold)}.disclaimer{color:var(--mut);max-width:860px;font-size:.8rem;line-height:1.6}.cta-strip{border:1px solid var(--line);background:var(--paper);border-radius:18px;flex-wrap:wrap;justify-content:space-between;align-items:center;gap:28px;padding:40px;display:flex}.cta-strip h2{font-size:clamp(1.6rem,2.8vw,2.2rem)}.cta-strip p{max-width:560px;margin-top:10px}.cta-strip .acts{flex-wrap:wrap;align-items:center;gap:22px;display:flex}.chooser{grid-template-columns:1fr 1fr;gap:22px;display:grid}.chooser a{border:1px solid var(--line);background:var(--paper);border-radius:18px;padding:34px;text-decoration:none;transition:border-color .18s,transform .18s}.chooser a:hover{border-color:var(--gold);transform:translateY(-2px)}.chooser h3{margin:10px 0 8px;font-size:1.4rem}.chooser .links{color:var(--gold-deep);flex-wrap:wrap;gap:6px 16px;margin-top:16px;font-size:.92rem;font-weight:600;display:flex}@media (max-width:700px){.chooser{grid-template-columns:1fr}}.site-footer{background:var(--dark);color:#ffffffb8;padding:72px 0 34px;font-size:.92rem}.site-footer a{color:#ffffffc7;text-decoration:none}.site-footer a:hover{color:#fff}.ft-top{grid-template-columns:1.3fr repeat(4,1fr);gap:36px;display:grid}.ft-top h4{color:#fff;letter-spacing:.16em;text-transform:uppercase;margin-bottom:14px;font-size:.74rem}.ft-top ul{list-style:none}.ft-top li{padding:4px 0}.ft-brand p{max-width:32ch;margin-top:14px}.ft-brand .brand{color:#fff}.ft-brand .brand-mark{background:var(--gold);color:var(--dark)}.ft-brand .brand-name small{color:#ffffff80}.ft-contact{gap:6px;margin-top:18px;display:grid}.ft-news{border:1px solid #ffffff1a;border-radius:16px;grid-template-columns:1fr 1fr;align-items:center;gap:24px;margin-top:48px;padding:28px;display:grid}.ft-news h3{color:#fff;font-size:1.15rem}.ft-news form{gap:10px;display:flex}.ft-news input{color:#fff;background:#ffffff0f;border:1px solid #ffffff29;border-radius:9px;flex:1;min-width:0;padding:12px 14px}.ft-news input::placeholder{color:#ffffff73}.ft-news input:focus{border-color:var(--gold);outline:none}.ft-news .btn{background:var(--gold);color:var(--dark)}.ft-news .btn:hover{background:#eba23a}.ft-news .msg{margin-top:8px;font-size:.86rem}.ft-bottom{color:#ffffff80;border-top:1px solid #ffffff1a;flex-wrap:wrap;justify-content:space-between;gap:18px;margin-top:44px;padding-top:24px;font-size:.82rem;display:flex}.ft-bottom nav{flex-wrap:wrap;gap:18px;display:flex}.ft-legal{color:#ffffff6b;max-width:900px;margin-top:16px;font-size:.78rem}@media (max-width:960px){.ft-top{grid-template-columns:1fr 1fr}.ft-brand{grid-column:span 2}.ft-news{grid-template-columns:1fr}}@media (max-width:520px){.ft-top{grid-template-columns:1fr}.ft-brand{grid-column:span 1}.ft-news form{flex-direction:column}}@media (prefers-reduced-motion:reduce){*{scroll-behavior:auto!important;transition:none!important}}.prose .stats-row{border:1px solid var(--line);border-radius:12px;grid-template-columns:repeat(auto-fit,minmax(150px,1fr));display:grid}.prose .stat{border-left:1px solid var(--line);padding:18px 20px}.prose .stat:first-child{border-left:0}.prose .stat b{color:var(--ink);letter-spacing:-.02em;font-size:1.7rem;font-weight:800;line-height:1.15;display:block}.prose .stat small{color:var(--mut);font-size:.84rem}.prose .mini-grid{grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:14px;display:grid}.prose .mini-card{border:1px solid var(--line);background:var(--paper);border-radius:12px;padding:18px 20px}.prose .mini-card>*+*{margin-top:.6em}.prose .mini-card h4{margin-top:0;font-size:1rem}.prose .mini-card p{font-size:.96rem}.prose ul.checks{padding-left:0;list-style:none}.prose ul.checks li{padding-left:28px;position:relative}.prose ul.checks li:before{content:"";border-left:2px solid var(--good);border-bottom:2px solid var(--good);width:12px;height:7px;position:absolute;top:8px;left:3px;transform:rotate(-45deg)}.prose .callout>*+*{margin-top:.6em}.prose blockquote cite{color:var(--mut);margin-top:6px;font-size:.86rem;font-style:normal;display:block}@media (max-width:1020px){.topbar .tb-right{display:none}.topbar .wrap{justify-content:center}}@media (max-width:560px){.hdr-cta .btn{display:none}.brand-name{white-space:nowrap;font-size:1rem}.brand-name small{font-size:.6rem}}.search-btn{width:40px;height:40px;color:var(--ink);border:1px solid var(--line);border-radius:9px;place-items:center;display:inline-grid}.search-btn:hover{border-color:var(--gold);color:var(--gold-deep)}.search-hero{padding-bottom:56px}.search-box{border:1px solid var(--line);background:var(--paper);border-radius:12px;align-items:center;gap:12px;max-width:720px;margin-top:28px;padding:4px 16px;display:flex}.search-box:focus-within{border-color:var(--gold);box-shadow:0 0 0 3px #dd8b0f29}.search-box svg{color:var(--mut);flex:none}.search-box input{background:0 0;border:0;outline:none;flex:1;padding:14px 0;font-size:1.1rem}.search-meta{color:var(--mut);margin-top:14px;font-size:.9rem}.search-results{border-top:1px solid var(--line);max-width:760px;margin-top:18px;list-style:none}.search-results li{border-bottom:1px solid var(--line)}.search-results a{padding:18px 4px;text-decoration:none;display:block}.search-results a:hover b{color:var(--gold-deep)}.search-results b{color:var(--ink);margin:2px 0 4px;font-size:1.08rem;display:block}.sr-kind{letter-spacing:.12em;text-transform:uppercase;color:var(--gold-deep);font-size:.72rem;font-weight:700}.sr-desc{color:var(--body);font-size:.94rem}.search-empty{margin-top:20px}.search-empty a{color:var(--ink);-webkit-text-decoration-color:var(--gold);text-decoration-color:var(--gold)}@media (max-width:1020px){.search-btn{display:none}}.hero-aside .aside-logo{width:220px;max-width:70%;height:auto;margin:-8px 0 6px -14px;display:block}
