Adult Family Home Insurance

First Underwriters Insurance Brokers provide insurance protection for adult residential care facilities including adult foster homes, adult family homes, assisted living homes, adult care homes, assisted living facilities, and personal care homes.

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Adult Family Home Insurance

First Underwriters Insurance Brokers offers insurance for personal care homes, adult care homes, adult family homes, adult foster homes, assisted living facilities, and assisted living homes in Washington, Oregon, California, and Texas.

Assisted living facilities vary greatly in size and structure. Facilities can range from a high-rise apartment complex, to a converted home, to a renovated school. Most facilities have between 25 and 120 dwelling units, but facilities may be larger or smaller. The vast majority of the facilities operated by professional owners and managers have been built since 1990. Assisted living facilities may be freestanding operations or they may be integrated with hospitals, nursing homes, continuing care retirement communities, or independent housing complexes that offer different levels of care. 

Regardless of the Size and Service provided, First Underwriters Insurance Brokers will align the right insurance carrier for your Adult Family Home.

Lines of Coverage:

2022 Brochure

Adult Family Home Insurance

A.M. Best's Hazard Index for Assisted Living Facilities

Lines of Coverage
Hazard Index
Underwriting Comments

Automobile Liability


Frequent transportation of residents to offsite locations; accidents involving multiple claimants could occur.

General Liability: Premises and Operations


Large numbers of daily visitors; accidental injuries to
residents also covered here.

Professional Liability


Training and credentials of all caregivers and medical staffwill be a primary concern under this line of coverage.

Workers Compensation


Back injuries and worker burnout may be common; possible exposure to contagious illnesses and bloodborne pathogens for medical staff and caregivers.

For Additional Information – In addition to the links and references provided on this page, the following is a list of useful information sources concerning assisted living facilities:

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