It doesn’t matter if you drive a rust bucket or luxury four-door, your car is probably one of the most important/priciest things you own. Yet instead of guarding it with your life, you drive it at high speeds on an obstacle course full of unpredictable hazards and bad drivers. And like it’s no big deal. Crazy, right?
Since most drivers don’t bubble wrap their cars, car insurance is the most logical AND practical way to protect your vehicle.
Some things you may not know about car insurance:
We tailor the best insurance package to protect everything that needs looking after.
This is the legal minimum of coverage—the other types are recommended, but not required. It covers your medical expenses (up to a point). If you’re at fault for an accident, it also covers the other driver’s medical expenses and car repairs. It does not cover repairs to your car.
This covers repairs to your car in case of a collision with another vehicle or inanimate object, like a mailbox.
This covers everything else that can happen to your car: fire, wild animal collisions, riots and even missiles. It’s more accurately called “other than collision.”
This covers medical or repair expenses that are more expensive than what the other person’s insurance covers. (For example, if they’re driving uninsured—illegally—or if they carry only the cheapest coverage.)
This covers medical bills that go over what your liability insurance covers. If you don’t have health insurance, this is especially important.
This covers rental car costs while your car is being repaired after an accident.
This covers emergency tows, battery jump starts and other roadside mishaps.
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The information provided on this website does not constitute insurance advice.
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