Insurance for

Boats & Yachts

Whether you’re a freshwater angler or a saltwater sailor, there are few places you’d rather be than cruising the open water with a fishing buddy, a first mate, or a band of scurvy misfits. The boating life isn’t all fun in the sun. You’ve got nautical skills to master, laws to abide by, and safety precautions to follow.

With all that to worry about, you don’t need the added task of finding the right boat insurance on your own. Here at First Underwriters, we aren’t tied down to one single insurance company. We are unbiased, and we work for you! 

Why Do I Need Boat Insurance?

Boating insurance needs will vary for every skipper, vessel and state. Some coverage options may not be required, or seem a little over the top to you, but sometimes the smallest circumstances can create the biggest impact.

Here are several bad things that can happen:

  • Captain’s oopsiesA collision or grounding that ruins your boat and all its gear.
  • The sea’s wrath: A hurricane or lightning sinks your craft.
  • Pirates: Your boat is stolen with all its fishing rods, stereo equipment, etc.
Boat Insurance Coverages

For any medical-related expenses for another person.

For expenses for damaging another’s property.

For expenses due to damage to your own property, trailer, etc.

For tools, life preservers, anchors, and even fishing gear.

For when your boat becomes disabled.

For hospital and funeral expenses for you or your passengers.

If you have an accident with another boater whose insurance is not sufficient to cover damages.

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