Comprehensive coverage for HOAs, condo associations, and multifamily properties. One major water-damage event, board lawsuit, or common-area injury can drain reserves and force a devastating special assessment — the right program protects the community and the board.
A+ rated carriers · Annual policy reviews · Reserve-study & board support
One major water-damage event, lawsuit, or board-liability claim can deplete your reserves and force a devastating special assessment — and without proper coverage, unit owners pay the price. First Underwriters has specialized in Pacific Northwest condominiums, apartments, and property associations since 1992, building programs that protect the building, the common areas, the association's finances, and the volunteer board members who serve it.
Illustrative examples of how a single association exposure escalates — and the coverage that keeps it off the owners' backs. Click through each.
Tell us about your building and association, and we'll assemble the coverages that typically apply — a starting point for your quote, no contact info required.
Every association starts with a property, general-liability, directors & officers, and umbrella core.
Four steps to a program built for associations — and the service that keeps boards and managers covered. Click through each.
Filter by type or search to see the full range of coverage we place for condo and apartment associations.
Since 1992 we've insured Pacific Northwest condos, apartments, and associations — from 12-unit buildings to 300+ unit complexes — and we understand Washington condo law, reserve studies, and association governance.
Deep knowledge of PNW water-damage risk — pipe freezing, groundwater intrusion, building-envelope failures — with carriers who understand it, plus reserve-study coordination so replacement-cost limits and valuations stay aligned with your capital plan.
We educate board members on their D&O protections and insurance requirements, and coordinate seamlessly with your property manager on certificates, loss reporting, and coverage questions — with portfolio pricing across multiple associations.
Get a comprehensive quote tailored to your HOA or condo association. Avoid devastating special assessments — let's build the right protection for your community.
Or email us at info@firstunderwriters.com
Descriptions are general summaries for education and are not a statement of coverage, an offer, or a binder, and the coverage builder is a starting point for discussion rather than a quote or coverage determination. The scenarios and dollar figures shown are illustrative examples, not guarantees or representations about specific associations; actual coverage, limits, and eligibility are governed solely by the terms, conditions, and exclusions of your issued policies and are subject to underwriting. First Underwriters Insurance Brokers · Kirkland, WA · (425) 242-5357.
