One slip-and-fall, damaged client property, or advertising claim can put your business on the line. CGL is the foundation that pays third-party injury, property damage, and defense costs — so a single lawsuit doesn't become an existential threat.
Independent broker · 50+ A-rated carriers · Same-day certificates
Tell us your industry, size, and how you operate. We'll surface the limits to target, the coverage parts that matter most for you, and the endorsements and gaps worth watching — instantly.
Nothing is stored or shared. A broker confirms the specifics.
Illustrative only — required limits, coverage parts, endorsements, and eligibility vary by carrier, operation, contracts, and state. Your First Underwriters broker confirms exactly what your business needs.
These are the everyday claims a general liability policy is built for. Pick a scenario to see how fast the exposure adds up — and exactly how CGL responds.
CGL is several protections in one. Click each to see what it does — and the gap most owners miss.
We don't sell one company's policy — we build a liability program around how your business actually operates, then advocate for you when it matters most.
Retail, construction, manufacturing, professional services — we tailor limits and endorsements to your real exposures, not a one-size template.
We shop the market for the right combination of coverage, price, and carrier strength — then keep your program coordinated as you grow.
Need a COI for a contract or landlord? We issue certificates the same day — often within hours — so you never miss a deadline.
When a claim hits, we deal directly with the carrier on your behalf — pushing for fair, prompt resolution of covered losses.
We read the insurance requirements in your contracts and leases and make sure your policy actually meets them — additional insured, waivers, and all.
We check that CGL, Property, Auto, Umbrella, and Workers' Comp work together — closing the gaps between policies before a claim finds them.
Don't wait for a lawsuit to discover your coverage gaps. Get a comprehensive CGL quote from a commercial specialist who understands your industry.
Prefer to talk it through? Call (425) 242-5357
First Underwriters Insurance Brokers is an independent brokerage serving the Pacific Northwest since 1992. This page — including the interactive Business Liability Profiler and claim-cost illustrations — is for general education only and is not an insurance quote, binder, or offer of coverage. Dollar figures, recommended limits, coverage parts, and endorsements are illustrative and vary by carrier, business, contracts, and state. Coverage is subject to policy terms, conditions, and exclusions. Commercial General Liability does not cover professional errors, employee injuries, owned autos, or your own property — those require separate policies.
