Specialized protection for residential, commercial, and industrial electricians across Washington and Oregon — coverage built for the completed-operations, arc-flash, and job-site exposures that generic contractor policies miss.
A-rated carriers · Same-day certificates · Additional insureds added fast
Electrical contractors carry risks most policies weren't written for — arc-flash injuries, design and load-calculation errors, and callbacks on completed installations that surface months later. First Underwriters has protected Pacific Northwest electricians since 1992, building programs that cover liability, completed operations, equipment, and your crew from the shop to the job site. Learn more from the National Electrical Contractors Association and the NFPA.
Illustrative examples of how a single electrical exposure escalates when coverage is missing or improperly structured — and what closes the gap. Click through each.
Tell us how your electrical business operates, and we'll assemble the coverages that typically apply — a starting point for your quote, no contact info required.
Every electrical contractor starts with a general-liability, business owners policy, and contractors-equipment core.
Four steps to a program built for the electrical trades — and the service that keeps your jobs moving. Click through each.
Filter by type or search to see the full range of coverage we place for electrical contractors.
Tailored programs from solo service electricians to large industrial contractors.
Since 1992 we've protected electrical contractors across Washington, Oregon, and the PNW — we understand arc-flash exposure, completed-operations liability, and design errors, and we place coverage with specialized contractor markets that reward good loss history.
Need a COI for a job starting tomorrow? We issue same-day certificates and add additional insureds fast to keep your projects on track — and when an injury or property claim hits, we advocate for a fair resolution through the entire process.
GCs pushing unfair insurance requirements? We review contracts and help you negotiate terms that protect your business without overbuying — plus safety-program guidance and coverage-gap reviews before a problem shows up on the job site.
Request expert coverage analysis and competitive quotes from specialists who understand electrical contractors — free consultation, same-day quotes available, no obligation.
Or email us at info@firstunderwriters.com
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Descriptions are general summaries for education and are not legal, tax, or coverage advice, nor a statement of coverage, an offer, or a binder; the coverage builder is a starting point for discussion rather than a quote or coverage determination. The scenarios and dollar figures shown are illustrative examples, not guarantees or representations about specific businesses; actual coverage, limits, and eligibility are governed solely by the terms, conditions, and exclusions of your issued policies and are subject to underwriting. First Underwriters Insurance Brokers · Kirkland, WA · (425) 242-5357.
