Full-store protection for shops, boutiques, and retail businesses across Washington and Oregon — coverage built for the stock, customer-injury, and organized-retail-crime exposures a modern store faces, priced for your revenue and store type.
A-rated carriers · Same-day certificates · Lease-compliance support
Retail insurance protects your store, your stock, and your customers — from an after-hours fire to a customer injury to the organized retail crime that keeps climbing. First Underwriters has protected Pacific Northwest retailers since 1992, structuring programs that value stock at replacement cost, flex with your busy seasons, and cover the crime, cyber, and liability exposures a modern store faces. Learn more about business insurance or from the National Retail Federation.
Illustrative examples of how a single retail exposure escalates when coverage is missing or improperly structured — and what closes the gap. Click through each.
Tell us how your store operates, and we'll assemble the coverages that typically apply — a starting point for your quote, no contact info required.
Every retailer starts with a business-property, general-liability, and business-interruption core.
Four steps to a program built for retail — and the service that keeps you covered through every season. Click through each.
Filter by type or search to see the full range of coverage we place for retail businesses.
Tailored programs from single boutiques to multi-location retailers.
Since 1992 we've protected retailers across Washington, Oregon, and the PNW — we understand stock swings, customer-injury exposure, and organized retail crime, and we place coverage with specialized retail markets that reward good loss history and strong loss-prevention.
Landlord demanding specific limits and additional-insured status? We understand commercial-lease insurance requirements and make sure your policy meets them — and when theft, injury, or property damage happens, we advocate for a fair resolution through the entire claim.
Retail stock values swing through the year. We structure policies with peak-season limits and replacement-cost valuation so you're properly covered during your busiest weeks — plus loss-prevention guidance to reduce theft and liability exposure.
Fill out the form and our retail specialists will get back to you within one business day.
Get expert coverage analysis and competitive quotes from specialists who understand retail — free consultation, same-day certificates available, no obligation.
Or email us at info@firstunderwriters.com
Explore more: General Liability · Commercial Property · Workers' Compensation · Business Insurance
Descriptions are general summaries for education and are not legal, tax, or coverage advice, nor a statement of coverage, an offer, or a binder; the coverage builder is a starting point for discussion rather than a quote or coverage determination. The scenarios and dollar figures shown are illustrative examples, not guarantees or representations about specific businesses; actual coverage, limits, and eligibility are governed solely by the terms, conditions, and exclusions of your issued policies and are subject to underwriting. First Underwriters Insurance Brokers · Kirkland, WA · (425) 242-5357.
