Thank You for Your Quote Request!

Your roofing contractor insurance quote request has been received. We appreciate your trust in First Underwriters.

Your Roofing Contractor Insurance Quote Request Is Confirmed

We have received your information and a member of our team will contact you shortly. As a result, you can expect to hear from us within one business day.

What Happens Next with Your Roofing Contractor Insurance Quote

1

We Review Your Information

First, our roofing contractor insurance specialists will carefully review your quote request. Additionally, we will assess your crew size, roofing types, and specific coverage needs to find the best options for your roofing business.

2

We Shop Multiple Carriers

Next, we compare quotes from 50+ insurance carriers that specialize in roofer insurance. Consequently, you get competitive rates without having to call multiple companies yourself. Furthermore, we know which carriers offer the best coverage and pricing for roofing contractors.

3

We Contact You with Options

Then, a dedicated agent will reach out to discuss your roofing contractor insurance options. Moreover, we will explain coverage details, answer your questions, and help you understand Workers Comp and general liability specific to roofing work.

4

You Choose the Best Fit

Finally, you select the coverage that works best for your budget and roofing business needs. In addition, we handle all the paperwork and can often have your policy active within 24-48 hours.

Why Roofers Need Specialized Roofing Contractor Insurance

According to the National Roofing Contractors Association (NRCA), roofing is one of the most hazardous construction trades. Therefore, specialized roofing contractor insurance is essential for protecting your business, your crew, and your customers.

  • High-risk classification: Because roofing involves height work and heavy materials, insurance carriers classify it as high-risk. As a result, you need carriers that specialize in contractor coverage and understand roofing operations.
  • Workers Compensation costs: Roofing has some of the highest Workers Comp rates in construction. Consequently, working with an experienced broker can help you find competitive rates and implement safety programs that reduce premiums.
  • General liability requirements: General contractors and property owners require proof of liability coverage before hiring roofers. Therefore, having adequate limits and proper endorsements is essential for winning jobs.
  • Property damage exposure: Roofing work can result in water damage, structural issues, and other property claims. Furthermore, completed operations coverage protects you after the job is done.
  • Equipment and tool theft: Roofing equipment and tools left on job sites are targets for theft. However, inland marine coverage protects your valuable equipment wherever you work.

Roofing Contractor Insurance Coverage We Provide

Our roofing contractor insurance programs include these essential coverages for roofing businesses. Therefore, you can protect your crew, your equipment, and your reputation. For industry standards, visit the NRCA Technical Resources page.

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General Liability

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Workers Compensation

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Commercial Auto

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Tools & Equipment

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Umbrella Coverage

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Builders Risk

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Surety Bonds

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Business Property

Helpful Resources for Roofing Contractors

While you wait for your roofing contractor insurance quote, here are some valuable resources for roofing businesses:

  • National Roofing Contractors Association (NRCA) – The leading trade association for roofing professionals. As a result, they offer training, certifications, and industry advocacy for roofers.
  • Roofing Contractor Magazine – Industry publication with news, best practices, and business tips. Furthermore, staying informed helps you run a more profitable operation.
  • OSHA Roofing Safety – Federal workplace safety requirements for roofing operations. Consequently, following these guidelines can reduce your Workers Comp costs significantly.
  • SBA Licensing Guide – Information on contractor licensing requirements by state. Therefore, you can ensure your business meets all legal requirements.
  • Construction Executive – Business management resources for construction contractors. In addition, they cover topics like bonding, insurance, and risk management.

Important Safety Information for Roofing Contractors

Because roofing is classified as high-hazard work, your safety record directly impacts your roofing contractor insurance premiums. According to OSHA, falls are the leading cause of death in construction. Therefore, implementing fall protection programs, conducting regular safety training, and maintaining proper equipment can significantly reduce your Experience Modification Rate (EMR) and lower your insurance costs over time.

Need Immediate Roofing Contractor Insurance Assistance?

If you have urgent questions about your roofing contractor insurance quote or need a certificate right away, please contact us directly. Our team specializes in contractor coverage.

(425) 242-5357 info@firstunderwriters.com

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First Underwriters Insurance Brokers has been protecting roofing contractors across the Pacific Northwest since 1992. Consequently, you can trust that your roofing contractor insurance needs are in experienced hands. Thank you for choosing us to protect your roofing business!