Customized Business Insurance

Construction & Contractors Insurance

Protect your clients and your business. Construction Insurance for Contractors, Home Builders, Remodelers, and more…

What is Contractors Environmental Liability (CEL) Insurance?

Contractors Environmental Liability (CEL) Insurance — this policy fills the coverage gaps created by pollution/fungus/mold/bacteria/Category 3 water/asbestos/lead/contaminated drywall exclusions that are common in the liability insurance policies purchased by contractors. CEL insurance provides coverage for bodily injury, property damage, defense costs, cleanup, and restoration expenses arising from the insured operations of the contractor. Insurance market capacity for high-quality coverage exceeds $100 million. Minimum premium for a good quality CEL policy covering Category 3 water loss exposures is about $3,500 as of the date of this writing.

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Frequently Asked Insurance Questions

Currently, insurance carriers are fairly lenient on policy lapses. It is generally a good idea to keep your construction insurance policy and bond in force. 

If you have a lapse in coverage and are having trouble finding coverage, one of our construction insurance specialists will do everything to get you insured.

Call (425) 242-5357

First Underwriters Construction insurance specialists will shop our network of over 100 admitted insurance carriers and find the lowest down payment and monthly payments.

Call (425) 242-5357

If you've been declined elsewhere for prior losses, First Underwriters Construction Insurance Specialists will find a carrier  that will meet your insurance requirements and get you back to work.

Call (425) 242-5357