Disability Insurance
Protecting Your
Income
As you build your disability insurance policy it is important to understand how disability is defined. This is what determines whether or not benefits are payable in any specific instance.
DInamic Foundation offers the following definitions of disability in your own occupation*:
- Own Occupation
Benefits are paid if you are unable to work in your own occupation due to a sickness or injury, even if you choose to work in another occupation.
- Own Occupation and Not Working
Benefits are paid if you are unable to work in your own occupation due to a sickness or injury and if you’re not working in another occupation.
As you select your definition of disability, elimination and benefit period, keep in mind that our product offers flexibility to meet your disability insurance needs. The policy can be built around benefit or premiums.
WHY USE fIRST UNDERWRITERS?
WE WORK WITH TOP RATED CARRIERS
There are more than 100 insurers licensed in the US, each with its own specialty. We will match them with your specific needs and requirements.
WE ADVISE AND ACT IN YOUR BEST INTEREST
We will help you identify your individual and/or business risks to help you decide what to insure, and how to manage those risks in other ways.
WE PLACE YOUR CUSTOMIZED POLICY
We will arrange the right insurer, negotiate the terms and place the policy on your behalf, all while making the most of your insurance budget.
Ready to Apply?
You may submit an application online using this QUOTE REQUEST From to the right, or download and fill out the application and supplemental documentation. If you download the application you may either submit them via email, fax or postal mail.