Your benefits package is a strategy, not a checkbox — the lever that lowers turnover, lifts productivity, and cuts taxes for you and your team. We help you get more from every benefits dollar while meeting the real needs of a diverse workforce.
Independent broker · Multiple carriers shopped · Compliance & enrollment support
Tell us your size and what matters most. We'll recommend the benefits to build your program around — and the compliance obligations that apply at your size.
Nothing is stored or shared. A benefits advisor confirms the specifics.
Illustrative only — plan design, eligibility, contribution limits, and compliance obligations vary by employer, plan, and state. Your First Underwriters advisor confirms exactly what fits your workforce and budget.
Replacing people is expensive — and strong benefits are one of the biggest levers on retention. Move the sliders to size up the opportunity.
Estimates are fine.
Employers with strong benefits see up to 50% lower turnover — that's the retention upside a well-designed program can unlock.
A strong program layers several benefits together. Click each to see what it does — and what to look for.
Employee-paid benefits at group rates that fill gaps and add real value. Filter by what they protect.
Managing benefits is complex. Click each challenge to see the strategy that beats it.
We shop your benefits across multiple carriers for the best mix of coverage, cost, and service — not the easiest quote.
Multi-year benefits strategy aligned to your goals, budget, and workforce — not a one-year scramble at renewal.
ACA, ERISA, COBRA, HIPAA & FMLA navigated for you — keeping you out of costly penalties and audits.
Enrollment support and year-round education so employees actually understand — and value — what you provide.
We're here beyond renewal — resolving claims issues, answering questions, and backing up your HR team.
Helping Pacific Northwest employers build competitive programs since 1992 — experience and relationships that deliver.
Our complimentary review examines your whole program — surfacing ways to improve coverage, reduce cost, and better support your people.
Complimentary · No obligation · info@firstunderwriters.com
First Underwriters Insurance Brokers is an independent brokerage serving the Pacific Northwest since 1992. This page — including the interactive Benefits Program Builder and turnover calculator — is for general education only and is not insurance, tax, or legal advice, nor an offer of coverage. Statistics are illustrative industry figures; contribution limits, plan features, and compliance obligations vary by year, plan, employer, and state and are confirmed by a licensed advisor. Coverage is subject to plan and policy terms, conditions, and exclusions.
