Farm and Ranch
100% Privacy Guaranteed
As an insurance brokerage firm, we work hard for our farm clients.
As a farmer, you need farm insurance you can trust. In addition to unexpected accidents, a farmer is up against the elements year-round. Whether it’s summer’s scorching heat or winter’s cold spells, your farm needs protection against Mother Nature’s curveballs. We know that you can’t prevent natural disasters or accidents from occurring. But, that’s exactly why farm insurance is so incredibly important. When you team with First Underwriters Insurance Brokers for your farm insurance needs, we will create a custom insurance package from the finest top-rated carriers in the country that cover your unique farm risks and exposures to loss such as:
- Farm & personal liability to others
- Farm fleet automobile coverage
- Farm structures & equipment
- Irrigation systems
- Large farm machinery
- Your home
Whether your farm is your livelihood or your hobby, First Underwriters Insurance Brokers want to help you succeed. By teaming with us, you are choosing a company that has extensive experience in the farm insurance industry and people who are passionate about farmers.
Farm & Ranch Insurance Coverages
The Commercial Auto policy will pay “sums” for which the insured is legally liable because of bodily injury or property damage to which the insurance applies. Therefore, while covered bodily injury or property damage is required to trigger coverage, recovery under the policy can actually go beyond these types of damages.
Insurance exists for the purpose of protecting persons and organizations from the adverse financial consequences of certain unpredictable events, regardless of the coverage line being considered. For general liability insurance, the unpredictable event that constitutes the subject of the insurance is a claim of legal liability arising out of a company’s operations, premises, products, and completed work.
Commercial property is the policy that an organization purchases to pay for damage to its own buildings and the personal property in them. A commercial property policy can also cover loss of income or increase in expenses that result from insured damage to buildings and their contents.
Umbrella liability insurance and excess liability insurance are two forms of secondary coverage—that is, they both sit above one or more underlying liability policies and do not attach until the underlying policy’s limit of insurance has been exhausted.