Farms Ranch Insurance
Farm & Ranch
With years of experience customizing insurance coverages for agricultural related operations, First Underwriters’ can help.
That’s why we work with vineyard and winery owners to create a customizable insurance solution that fits the specific needs of the business. Our vineyard risk specialist will include chemical drift pollution liability at the policy deductible, instead of adding a separate deductible for the coverage.
Our winery policies offer commercial business insurance with added specialized coverage such as loss due to wine leakage or wine contamination, excluding human error and having adulteration added.
Put it all together and First Underwriters brings affordable, comprehensive protection to vineyard and winery businesses including:
- Bonded wineries with or without vineyards
- Farm vineyards/orchards
- Custom crush facilities
- Vineyard owner housing and personal liability coverage
Get more than your usual insurance policy, we have access to risk management solutions which can help you identify the root causes of rising accidents and escalating costs, then work with you to find solutions. We can also advise on minimizing accident rates and downtime, and managing your fleet to improve productivity. We can tailor a package to include not only auto liability but on-hook, cargo and garagekeepers.
Winery Insurance Coverages
The Commercial Auto policy will pay “sums” for which the insured is legally liable because of bodily injury or property damage to which the insurance applies. Therefore, while covered bodily injury or property damage is required to trigger coverage, recovery under the policy can actually go beyond these types of damages.
Insurance exists for the purpose of protecting persons and organizations from the adverse financial consequences of certain unpredictable events, regardless of the coverage line being considered. For general liability insurance, the unpredictable event that constitutes the subject of the insurance is a claim of legal liability arising out of a company’s operations, premises, products, and completed work.
Commercial property is the policy that an organization purchases to pay for damage to its own buildings and the personal property in them. A commercial property policy can also cover loss of income or increase in expenses that result from insured damage to buildings and their contents.
Umbrella liability insurance and excess liability insurance are two forms of secondary coverage—that is, they both sit above one or more underlying liability policies and do not attach until the underlying policy’s limit of insurance has been exhausted.
We Work For You!
WE WORK WITH TOP RATED CARRIERS
There are more than 100 insurers licensed in the US, each with its own specialty. We will match them with your specific needs and requirements.
WE ADVISE AND ACT IN YOUR BEST INTEREST
We will help you identify your individual and/or business risks to help you decide what to insure, and how to manage those risks in other ways.
WE PLACE YOUR CUSTOMIZED POLICY
We will arrange the right insurer, negotiate the terms and place the policy on your behalf, all while making the most of your insurance budget.
Ready to Apply?
You may submit an application online using this QUOTE REQUEST From to the right, or download and fill out the application and supplemental documentation. If you download the application you may either submit them via email, fax or postal mail.
- Farm & Ranch Insurance -
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