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When you run a produce wholesale trade business, you face several inherent risks that can threaten the financial bottom line of your business. The merchandise you buy and sell can be lost or damaged while in transport or storage and, in the event of a major disaster, this can be quite costly.
It is therefore imperative that you protect your investment with a suitable business insurance policy that is designed precisely for the wholesale trade industry.
When you are shopping for a business insurance policy for your wholesale trade business, you will be offered many different policy options. Without the assistance of a qualified insurance professional, it can be difficult to navigate through the many coverage types and decide which are right for your particular business.
Fortunately, business owners can turn to independent agents here at First Underwriters for help meeting all their different insurance needs.
Because we are not captive to one particular insurance company, we have the freedom to help you shop around for policies and rates that are right for you. We can also answer your insurance-related questions, help you assess your coverage needs, and even assist you throughout the claims process.
Produce Distributor Insurance Coverages
This is designed to cover your business-owned property, including goods and merchandise that is being stored prior to distribution in the event that it is lost or damaged due to a covered event.
This is designed to cover the merchandise you buy and sell as it is being transported from one location to another, whether by air, land or sea. This can be used to compliment a commercial product insurance policy or can be purchased on its own.
As a link in the product distribution chain, you hold partial responsibility in the event that goods you are selling are faulty and cause sickness or injuries to others. It is important to be covered against potential liability claims and to protect your finances in the event of a product recall.