The insuring agreement of the General Liability policy makes two promises to an insured. It promises to pay the amount the insured becomes legally obligated to pay for Bodily Injury and Property Damage to which the insurance applies within the Policy Period and in the Coverage Territory.

The second promise is to defend the insured against the lawsuit within the insurance policy limits.  

Do you need Liability Insurance?

Every business needs to protect themselves from accidents or injuries that may occur on their business grounds. General Liability insurance coverage can protect your business from these unexpected expenses.

There are many different plans and options when choosing a General Liability plan, and our experienced agents at First Underwriters, Inc. can assist you in finding the right plan at the right budget. If you have the right liability insurance plan in place, you can be protected if you face a lawsuit. Certain businesses face more risk of accidents or injuries, so doing an analysis of your business can help in finding the best General Liability plan that fits your needs.

General Liability along with your property and work comp policies, protects your business if you’re sued for personal injury or property damage. A typical policy will cover those accidents or damages that occur on-site or as a result of using goods or services sold by the company. In addition, coverages can be designed to cover additional costs like attorney fees or court costs.