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A broad range of nonphysician/nonhospital medical professional liability exposures is generated by what are termed “allied healthcare professionals.”

The two major classes of risks that fall within the scope of allied healthcare professionals are miscellaneous medical facilities and individual allied healthcare professions. The former consists of entities such as ambulatory surgical centers, testing labs, blood banks, and ambulance services. The latter is composed of specific professional occupations such as emergency medical technicians, nurses, and physical therapists.

This section discusses the nature of the professional liability exposures confronted by individual allied healthcare professionals, discusses the factors used to underwrite the coverage, and suggests ways to reduce the exposure to claims against those insured by the policies.

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Frequently Asked Insurance Questions

Currently, insurance carriers are fairly lenient on policy lapses. It is generally a good idea to keep your construction insurance policy and bond in force. 

If you have a lapse in coverage and are having trouble finding coverage, one of our construction insurance specialists will do everything to get you insured.

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First Underwriters Construction insurance specialists will shop our network of over 100 admitted insurance carriers and find the lowest down payment and monthly payments.

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If you've been declined elsewhere for prior losses, First Underwriters Construction Insurance Specialists will find a carrier  that will meet your insurance requirements and get you back to work.

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