Management Liability Insurance

First Underwriters Insurance Brokers provide insurance protection for your income to help you ease the financial difficulty associated with a serious illness or injury that keeps you from working.

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Coverage Insights

Disability Income Insurance

Directors & Officers Liability Insurance (D&O)

Protects the directors and officers and the corporation against financial loss from resulting from litigation brought against them for an alleged wrongful act in their capacity as directors and officers

Protects the personal assets of the directors and officers and also the assets of the corporation

Makes coverage available for both public and private companies

Includes a claims-made policy form

Fiduciary Liability

  • Covers defense costs and damages from suits against plan trustees and other fiduciaries that administer and/or oversee employee benefit plans, even those who contract with investment managers
  • Protects against losses to a benefit plan incurred as a result of individual’s alleged negligent act or omission in administration or oversight of plans.
  • Includes profit sharing, disability, medical and life insurance
    – Specific plan(s) designated by the policy
    – Employer sponsoring the plan
    – Any individual serving as trustee, director, officer or employee of the plan
    – Any other person or organization specified by the policy
  • Includes claims-made policy form

“If you have several personal watercraft (PWC) vehicles, you may qualify for a multi-boat discount. You can also purchase additional coverage for accessories and hauling trailers to keep all your bases covered.”

Two principal liability coverages are included:

  • Provides coverage for defense costs and damages from liability resulting from an actual or alleged “employment practices violation” by an employee, applicant or third party
  • Protects the company and employees including past, present, part time, seasonal  and temporary, volunteers and applicants for employment
  • Includes but are not limited to allegations of:
                   –  Harassment (sexual or otherwise)
                   –  Discrimination
                   –  Retaliation by employer
                   –  Wrongful termination
                   –  Failure to employ/hire/promote/grant tenure
                   –  Liable, humiliation, slander
                   –  Violation of an employee’s civil rights
                   –  Infliction of emotional distress
                   –  Deprivation of career opportunities
  • Includes claims-made policy form

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