Mental Health Facilities

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Mental Health Counseling Group Liability Insurance

  • Professional liability insurance for mental health
    counseling groups, also called malpractice insurance, professional indemnity,
    or errors and omissions insurance, is vital to your business’s longevity should
    you, your employee, or your full practice be named in a malpractice lawsuit.
  • Even if the negligence claim is untrue, the out-of-pocket
    costs for legal defense is expensive. First Underwriters provides comprehensive
    malpractice insurance for mental health counseling clinics that protects your
    business’s financial stability and reputation from the damages of lawsuits
    resulting from errors, negligence, or undelivered services. Additionally,
    First Underwriter’s professional liability insurance for mental health counseling
    practices also covers Legal Defense costs as well as the payment of any Court
    Award or Settlement.
  • In the interest of providing the most comprehensive coverage
    possible, First Underwriter’s malpractice insurance for mental health
    counseling practices fluctuates with the relevant laws that dictate scope of
    practice. Should the scope of practice for the insured change, your policy
    automatically includes those changes, so you never have to worry about a gap in
    patient care services covered.
  • All First Underwriter malpractice insurance for mental health counseling practice policies include Workplace liability insurance to provide coverage for claims of bodily injury or property damage brought by patients. Additional general liability coverage is available as an add-on in the application process.

Additional Coverages Available

Mental Health Counseling Group General Liability

  • General liability insurance is an essential part of any business. First Underwriter’s mental health counseling group general liability insurance provides coverage for claims of bodily injury as well as property damage that occurs in the facility where services are provided. Additional claims covered by general liability insurance include wrongful eviction, libel, false arrest, advertising injury, as well as malicious prosecution.
  • Mental health counseling group general liability insurance is available as an add on to your professional liability insurance policy. Also, landlords & equipment lessors coverage can be added to your general liability insurance policy at no extra cost.

Mental Health Counseling Group Cyber Liability Insurance

  • As the world becomes more and more technologically dependent each day, cyber liability insurance for mental health counseling groups is extremely important to protect your business and it’s reputation.
  • Due to the costly repercussions of a cyber hack or patient data breach, over 60% of small to medium size practices are forced to go out of business. The cost of notifying patients averages $460 per individual, per hack – more than triple of what it costs for a retailer to notify their customers that a cyber security incident which has occurred.
  • First Underwriter’s patient data theft insurance for mental health counseling practices is an optional coverage available to you whether you have a professional liability policy or not. Get a quote for cyber liability insurance protection.
  • We only partner with insurance carriers who have the highest A and best ratings, and are endorsed by the best organizations in the field!

 

 
Commercial Property Insurance Coverages

Additional Coverages Available

Mental Health Counseling Group General Liability

General liability insurance is an essential part of any business. First Underwriter’s mental health counseling group general liability insurance provides coverage for claims of bodily injury as well as property damage that occurs in the facility where services are provided. Additional claims covered by general liability insurance include wrongful eviction, libel, false arrest, advertising injury, as well as malicious prosecution.

Mental health counseling group general liability insurance is available as an add on to your professional liability insurance policy. Also, landlords & equipment lessors coverage can be added to your general liability insurance policy at no extra cost.

Mental Health Counseling Group Cyber Liability Insurance

As the world becomes more and more technologically dependent each day, cyber liability insurance for mental health counseling groups is extremely important to protect your business and it’s reputation.

Due to the costly repercussions of a cyber hack or patient data breach, over 60% of small to medium size practices are forced to go out of business. The cost of notifying patients averages $460 per individual, per hack – more than triple of what it costs for a retailer to notify their customers that a cyber security incident which has occurred.

First Underwriter’s patient data theft insurance for mental health counseling practices is an optional coverage available to you whether you have a professional liability policy or not. Get a quote for cyber liability insurance protection.

We only partner with insurance carriers who have the highest A and best ratings, and are endorsed by the best organizations in the field!

What Is Commercial Property Insurance?

Commercial property insurance is a key coverage for business owners, especially when running a home-based business. That’s because it provides more coverage than homeowners insurance. This type of commercial insurance helps protect your business and its physical assets. It can pay your repair or replacement costs if your business property gets damaged or destroyed from a fire, theft or other covered loss.

 

Also known as business property insurance or commercial real estate insurance, this coverage helps protect your:

 

  • Building
  • Equipment
  • Tools
  • Inventory
  • Furniture
  • Personal property
  •  

What Does Commercial Building Insurance Cover?

Commercial property insurance coverage can help your business if:

 

A fire damages or destroys your computers

Lightning strikes the building you rent

Someone breaks into your building and steals your inventory

It can also help protect important business assets, like your business income. If you can’t open because of a covered loss, it can help replace lost income for your company.

 

We understand every business has unique needs. That’s why we work with you to customize your commercial property insurance policy. You can add more protection for things like valuable papers and records, which can help cover the costs to:

 

  • Reproduce important documents
  • Provide temporary storage
  • Move records to avoid a loss

Umbrella liability insurance and excess liability insurance are two forms of secondary coverage—that is, they both sit above one or more underlying liability policies and do not attach until the underlying policy’s limit of insurance has been exhausted.

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