– Mental Health Counseling Group General Liability
– Mental Health Counseling Group Cyber Liability Insurance
Additional Coverages Available
Mental Health Counseling Group General Liability
General liability insurance is an essential part of any business. First Underwriter’s mental health counseling group general liability insurance provides coverage for claims of bodily injury as well as property damage that occurs in the facility where services are provided. Additional claims covered by general liability insurance include wrongful eviction, libel, false arrest, advertising injury, as well as malicious prosecution.
Mental health counseling group general liability insurance is available as an add on to your professional liability insurance policy. Also, landlords & equipment lessors coverage can be added to your general liability insurance policy at no extra cost.
Mental Health Counseling Group Cyber Liability Insurance
As the world becomes more and more technologically dependent each day, cyber liability insurance for mental health counseling groups is extremely important to protect your business and it’s reputation.
Due to the costly repercussions of a cyber hack or patient data breach, over 60% of small to medium size practices are forced to go out of business. The cost of notifying patients averages $460 per individual, per hack – more than triple of what it costs for a retailer to notify their customers that a cyber security incident which has occurred.
First Underwriter’s patient data theft insurance for mental health counseling practices is an optional coverage available to you whether you have a professional liability policy or not. Get a quote for cyber liability insurance protection.
We only partner with insurance carriers who have the highest A and best ratings, and are endorsed by the best organizations in the field!
What Is Commercial Property Insurance?
Commercial property insurance is a key coverage for business owners, especially when running a home-based business. That’s because it provides more coverage than homeowners insurance. This type of commercial insurance helps protect your business and its physical assets. It can pay your repair or replacement costs if your business property gets damaged or destroyed from a fire, theft or other covered loss.
Also known as business property insurance or commercial real estate insurance, this coverage helps protect your:
What Does Commercial Building Insurance Cover?
Commercial property insurance coverage can help your business if:
A fire damages or destroys your computers
Lightning strikes the building you rent
Someone breaks into your building and steals your inventory
It can also help protect important business assets, like your business income. If you can’t open because of a covered loss, it can help replace lost income for your company.
We understand every business has unique needs. That’s why we work with you to customize your commercial property insurance policy. You can add more protection for things like valuable papers and records, which can help cover the costs to:
Umbrella liability insurance and excess liability insurance are two forms of secondary coverage—that is, they both sit above one or more underlying liability policies and do not attach until the underlying policy’s limit of insurance has been exhausted.