Learn more about our
insurance solutions for all of your
recreational, home, and auto needs.
You purchased a boat to provide years of personal enjoyment—ensure your pleasure by choosing the right insurance protection.
A small boat, such as a canoe or other un-motorized boat, is typically covered under the personal property portion of your homeowners insurance policy.
If you own a larger, faster boat, you’ll need a separate boatowners insurance policy.
It can help you insure your investment in the event of loss due to the following risks:
A typical boatowners insurance policy is designed to protect your boat, motor, equipment and passengers. It provides similar coverage to those you typically have for your car including the following:
“If you have several personal watercraft (PWC) vehicles, you may qualify for a multi-boat discount. You can also purchase additional coverage for accessories and hauling trailers to keep all your bases covered.”
Additional Coverage Options
For added protection, consider the following additional coverage options:
Running your boat on diesel fuel instead of gas reduces both your risk and your insurance premium.
A boat fire can be devastating, so having approved fire extinguishers on board can be a premium saver.
Complete an approved safety course through the Coast Guard, U.S. Power Squadrons, Red Cross or other state-administered course.