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Insuring Small Businesses

Insuring Small Businesses By Will Ransome As someone who has just barely scraped the frosting off of the insurance world, I have quickly come to find that a businessowners policy (BOP) is absolutely necessary for small businesses. Although this epiphany might not be relatable to everyone, there are several reasons why using businessowners policies can […]

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Insuring Small Businesses

EPLI Denial

Insurance company denies the claim based on the insured concealing circumstances at the time a policy was written, and those circumstances later give rise to a claim. Especially for Employment Practices Liability Insurance…

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EPLI Denial

What are Damages

The issue of “what are damages” is illustrated in those cases in which the court must determine whether the payment of response costs in a Comprehensive Environmental Response Compensation and Liability Act (CERCLA) environmental cleanup action meets the policy’s definition of “damages” because of property damage…

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What are Damages

WHAT IS “CONSENT TO SETTLE”?

A typical commercial general liability (CGL) insurance policy limits the insurer’s obligation to pay those sums that it has agreed to pay or those sums
that the insured is found, by judgment, to be legally obligated to pay…

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WHAT IS “CONSENT TO SETTLE”?

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