Personal Insurance

Protecting Your Lifestyle

Your circumstances, goals, and objectives are as unique as your fingerprint. Our suite of insurance products and services is specifically tailored to protect your family and lifestyle.

Yacht captain hand on yacht steering wheel

Personal Recreation

Personal Recreational Insurance provides coverage for all of the toys, small to large, thousands to millions. They are exposed to the elements and worth insuring adeqautely. Most Homeowners insurance policies do not extend coverage to these items. First Underwriters Insurance Brokers will find the right coverage to match your specific needs.

Modern House Exterior

Primary + Secondary Homes

First Underwriters Insurance Brokers have a deep understanding of the complex properties local towns to rural communities, we will the right coverage to match your specific property needs.

Steps to the plane

High-Value Solutions (Personal)

High-net-worth individuals are often without sufficient limits of coverage and often written with carriers unfamiliar with their risks. First Underwriters Insurance Brokers has access to specialty insurance products designed for such individuals.

Aerodynamics and design of a sports car

Liability (Personal)

Excess (Umbrella) Liability coverage is the most important line of of insurance for High-net-worth individuals, that is why First Underwriters goes beyond most basic coverages to offer the protection your clients need to sufficiently cover their most valuable assets.

Coverage Highlights

  • All Risks and Replacement Cost Contents & Extended Replacement Cost
  • Fine Arts, Jewelry, Personal Articles floaters
  • Rentals and Short Term Rental Properties & Condominiums
  • Vacant Dwelling – 6 or 12 month options
  • Caribbean Islands as part of property schedule
  • Special form & Winds, Earthquakes, Excess
  • Flood, CA Brush perils
  • Homes titled in the name of a Corp., LLC, or a Trust
  • Occupancies – Primary, Secondary / Seasonal, Rental, Condos, Vacant
    Course of Construction and Renovations
  • Stand-alone Personal Umbrella starting at $1M limits
  • Minimum Dwelling value starts at $500,000

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