Personal Lines · Serving the Pacific Northwest since 1992

Personal Home Insurance, done right.

Your home is your biggest investment — and standard policies hide gaps and leave discounts on the table. As an independent broker, First Underwriters shops top carriers to protect you for less. See where you stand in 60 seconds.

Independent broker · Top-rated carriers · No cost to compare

Homeowners often qualify for
8+ discounts
most people never ask about — and just as many coverage gaps hiding in a standard policy.
  • Bundling, security, new-roof & claims-free credits
  • Flood, valuables & liability gaps flagged

Every home is different. Check yours below →

Discounts & Risk Finder

See what you could save — and what could cost you.

Tell us a little about your home. We'll surface the discounts you likely qualify for and the coverage gaps worth reviewing — instantly.

About your home

Nothing is stored or shared. Estimates are fine.

Home type
Roof age
What applies to your home?
Anything below apply?
Estimated savings potential
24%
Best fit: HO-3 Homeowners policy
Discounts you likely qualify for4
    Gaps worth reviewing0
      Get these applied — request my quote

      Illustrative only — available discounts, eligibility, and rates vary by carrier, home, and state. Your First Underwriters broker confirms exactly what you qualify for.

      What your policy covers

      Know what you're actually paying for.

      A good home policy is really five protections in one. Click each to see what it does — and the gap most people miss.

      Dwelling
      Other Structures
      Personal Property
      Personal Liability
      Loss of Use
      Why First Underwriters

      An independent broker in your corner.

      We don't work for an insurance company — we work for you. That means honest advice, more options, and someone who actually answers when you call.

      We shop, you save

      One conversation, many top-rated carriers compared side by side — so you get the right coverage at the best available price.

      Local & independent

      Pacific Northwest experts since 1992 who understand our region's real risks — water damage, wildfire, seismic, and coastal exposure.

      A real advocate at claim time

      When something goes wrong, you're not alone with an 800 number. We help you file, follow up, and get treated fairly.

      34+Years serving the region
      50+A+ rated carriers
      100%Independent advocacy
      Request a quote

      Let's protect your home for less.

      Share a few details and a First Underwriters broker will shop your coverage and follow up — usually within one business day.

      Used only to prepare your quote. We never sell your information.

      Thank you — your quote request is in.

      A First Underwriters broker will reach out shortly, usually within one business day, to shop your coverage and answer your questions.

      First Underwriters Insurance Brokers is an independent brokerage. This page — including the interactive Discounts & Risk Finder — is for general education only and is not an insurance quote, binder, or offer of coverage. Available discounts, eligibility, coverages, and rates vary by carrier, property, and state and are confirmed by a licensed broker. Coverage is subject to policy terms, conditions, and exclusions.