Many renters are under the misconception that renters insurance is expensive or that it is unnecessary. However, this type of insurance coverage is extremely affordable and it has the potential to save you thousands of dollars in the event that your personal property is damaged or stolen.

Consider how you would fare if all of your belongings were destroyed in a major disaster such as a fire. Your landlord is not responsible for covering your personal belongings, so you would face a total loss without the protection afforded by renters insurance.

Although you may not feel that your property is valuable enough to bother insuring, take a moment to inventory and add up the value of everything you own. This includes your clothing, electronics, furniture, cookware and décor. You may be surprised by how much you actually do own. Renters insurance can provide you with a way to replace all those items in the event that you suffer a devastating loss.

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What it covers...

The cost to replace your belongings, such as furniture, electronics, and clothing.

Repairs damage to others property and a guests medical bills if you are found to be responsible for their injuries. 

Hotel bills if your residence is damaged and declared uninhabitable. 

- Renters Insurance -

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