Fewer accidents, a lower experience mod, and real Workers' Comp savings. Our certified safety professionals build programs that protect your people first — and cut your insurance cost as a direct result.
Certified safety professionals · 35–50% typical claim reduction · Safer people, lower premiums
Safety and cost are the same conversation. Every workplace injury drives lost time, a higher experience modification rate, and years of inflated Workers' Comp premiums — while a strong safety culture does the reverse. First Underwriters' certified safety professionals deliver hands-on loss control: on-site hazard assessments, OSHA-compliant programs, targeted training, and return-to-work strategies that protect your people and drive your insurance cost down at the same time.
Illustrative examples of what a real safety and loss-control program does to claims, experience mods, and premiums. Click through each.
Enter your annual Workers' Comp premium and a claim-reduction scenario. Fewer claims lower your experience mod — and the mod is the multiplier on your entire premium.
Illustrative only — actual results depend on your loss history, mod, payroll, and how fully the program is adopted.
At this rate, three years of sustained safety performance is worth about $225,000 — plus fewer injuries, less downtime, and a stronger safety culture.
Four phases that turn a rising claim record into a falling experience mod. Click through each.
Filter by focus or search to see how a complete safety and loss-control program comes together.
OSHA-trained safety specialists, certified industrial hygienists, and risk-management pros with decades of hands-on experience in construction, manufacturing, and transportation — not generic checklists.
Deep knowledge of Washington Labor & Industries — the experience-rating system, claim appeals, and retrospective rating programs — to squeeze the most out of every Workers' Comp cost lever.
Our advantage is connecting safety improvements straight to premium: we coordinate loss-control results with carrier underwriters to secure rate reductions and better terms.
Request a complimentary safety assessment that identifies specific opportunities to reduce workplace injuries, lower your Workers' Comp costs, and strengthen OSHA compliance.
Or email us at info@firstunderwriters.com
Descriptions are general summaries for education and are not a statement of coverage, an offer, or a binder. The case studies, percentages, and dollar figures shown are illustrative examples, not guarantees or representations of results for any specific business; actual outcomes vary by industry, loss history, experience modification, payroll, program adoption, and market conditions. Consulting does not guarantee OSHA compliance, and compliance responsibility remains with the employer. First Underwriters Insurance Brokers · Kirkland, WA · (425) 242-5357.
