Wood Products Insurance
First Underwriters Insurance Brokers provide insurance protection for building material dealers, hardware stores, cabinet manufacturing, moulding & millwork, wood flooring manufacturing, woodworking shops, pallet manufacturing, sawmills, and lumberyards.
Sawmills contend with threats to expensive inventories that are exposed, quite literally, to distinct environmental and human dangers. Add to that the evolving challenge of keeping compliant with state regulations. Operating a lucrative and safe dealership takes experience and a lot of work.
At First Underwriters’, we take the wheel. Our experience comes from serving franchised and independent auto dealers in Western United States. We know that keeping your business protected from costly claims and higher insurance rates involves more than an insurance policy. That means avoiding claims so your insurance never gets triggered.
Not only do we place your coverage with an insurer that offers policies crafted for auto dealers, we also help control your losses by providing risk management programs refined over years of implementation. These programs are directed by our First Underwriters’ Loss Control Specialists. We put programs in place after accessing your areas of risk and use methods that combine education, training, communications, audits and quarterly reviews to make adjustments. And should you have a loss, we help resolve your claim efficiently and look for patterns that can be broken to prevent future losses.
First Underwriters Auto Dealership Risk Management Services:
- Hiring protocols
- Background investigations
- Drug screenings
- MVR reports
- Auto accident prevention for mechanics and customer test drives
- Theft prevention
- Employee and customer injury avoidance
- OSHA and regulatory compliance
- Workers’ Compensation coordination
Protecting Your Business
Protect your business, your employees, and your customers from the risk that can impact your balance sheet and your reputation. Be secure in our experienced professionals to help you and your business. You may need one or all of the types of coverage listed below. Contact our office so that we can help at (425) 242-5357.
General Liability Insurance
General liability (casualty) insurance protects your legal responsibility for losses for which your company is responsible including slip and fall or product injuries. First Underwriters Insurance Brokers will find the right coverage to match your specific needs.
Excess / Umbrella Insurance
Business umbrella coverage protects a business by increasing the primary limits of liability coverage to coverage over automobiles, general liability, and employer’s liability.
Business auto insurance provides coverage for a land motor vehicle such as a car, truck, or trailer.
Workers' compensation insurance is employer-purchased coverage to pay for medical expenses, lost wages, and/or death benefits for employees who suffer a work-related injury or illness.
Equipment breakdown coverage protects against the costs associated with losses to your building’s equipment. It pays for the cost to repair or replace equipment damaged by breakdown, expenses related to limiting the loss or to the steps you take to more quickly restore your business, and in conjunction with your business income coverage, losses due to a covered accident. It also includes a variety of coverages designed to address today’s modern equipment risks like microelectronics, cloud computing service interruption, service interruption data restoration, and public relations.
Cyber / Privacy Liability
Cyber coverage is an insurance solution designed to help businesses respond to a range of cyber incidents, including breaches of personally identifying or personally sensitive information, threats of unauthorized intrusion into or interference with computers systems, damages to data and systems from computer attacks, and cyber-related litigation.
EPL / Employment Practices Liability
EPLI insurance protects against claims resulting from wrongful termination, discrimination, sexual harassment, wrongful discipline, and failure to employ or promote.