The people that keeps us moving, whether you are a local owner operator or a large crane operation, we have the experience in dealing with the towing industry to help you create an insurance package tailored to your business needs. We understand the difference between roadside assistance and repossessors.
At First Underwriters’, we understand that when your trucks aren’t moving, your business isn’t making money, so we work with you to get you back on the road asap if you have a claim. Let First Underwriters tailor an insurance package for you that will have you getting the most out of your insurance protection. We are also able to help with the cost of insurance by offering a premium funding option, allowing you to spread the cost of the premium over the year rather than a lump sum payment.
Get more than your usual insurance policy, we have access to risk management solutions which can help you identify the root causes of rising accidents and escalating costs, then work with you to find solutions. We can also advise on minimizing accident rates and downtime, and managing your fleet to improve productivity. We can tailor a package to include not only auto liability but on-hook, cargo and garagekeepers.
Truck Insurance Coverages
Covers your liability risks in the event that you or one of your employed drivers causes an accident. Your commercial truck liability will include bodily injury liability to cover the costs of injuries and medical expenses for the injured party, and property damage liability to cover the costs of property damage in an accident. Your commercial truck liability insurance will typically also cover the costs of legal defense, whether or not your company is found to be at fault in an accident.
Covers the costs of damage to your vehicle from an accident or other incident. This coverage includes both collision coverage to pay for damage from a crash as well as comprehensive coverage to pay for damage from theft, vandalism and “other than collision” causes.
Insurance exists for the purpose of protecting persons and organizations from the adverse financial consequences of certain unpredictable events, regardless of the coverage line being considered. For general liability insurance, the unpredictable event that constitutes the subject of the insurance is a claim of legal liability arising out of a company’s operations, premises, products, and completed work.
Covers the costs of injuries and damages if you or one of your employees is in an accident where another driver is at fault, but that driver does not have adequate coverage to pay for your injuries and property damage.
Covers damage or theft of items your truck is hauling.
Commercial property is the policy that an organization purchases to pay for damage to its own buildings and the personal property in them. A commercial property policy can also cover loss of income or increase in expenses that result from insured damage to buildings and their contents.
Umbrella liability insurance and excess liability insurance are two forms of secondary coverage—that is, they both sit above one or more underlying liability policies and do not attach until the underlying policy’s limit of insurance has been exhausted.
WE WORK FOR YOU!
WE WORK WITH TOP RATED CARRIERS
There are more than 100 insurers licensed in the US, each with its own specialty. We will match them with your specific needs and requirements.
WE ADVISE AND ACT IN YOUR BEST INTEREST
We will help you identify your individual and/or business risks to help you decide what to insure, and how to manage those risks in other ways.
WE PLACE YOUR CUSTOMIZED POLICY
We will arrange the right insurer, negotiate the terms and place the policy on your behalf, all while making the most of your insurance budget.
Ready to Apply?
You may submit an application online using this QUOTE REQUEST From to the right, or download and fill out the application and supplemental documentation. If you download the application you may either submit them via email, fax or postal mail.