Customized Warehouse Insurance

Wholesalers & Distributors Insurance

Protect your warehouse, your employees, and your business.

What is Warehouse Legal Liability insurance?

Warehouse owners are exposed to the risk of fire, flood, theft and damage of third-party owned materials stored in their facilities. Under the United States Uniform Commercial Code (UCC), a warehouse owner assumes responsibility for the materials they store for others for a fee. If your facility experiences a loss, the third party must prove that you failed to exercise due care over their possessions. Regardless of the size of your warehouse, either one room or a large-scale facility, you must protect yourself against potential liability with the proper insurance coverage.

Warehouse Legal Liability Insurance provides protection in the event that negligence on your part results in damage to someone else’s property. According to Uniform Commercial Code Section 7-204(2), “Damages may be limited by a term in the warehouse receipt or storage agreement limiting the amount of liability in case of loss or damage, and setting forth a specific liability per article or item, or value per unit of weight, beyond which the warehouse owner shall not be liable.” This means that your contract must detail the value of what is placed in your storage facility to determine damages in the event of a loss.

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To find out more about how First Underwriters could benefit your business, please get in touch by completing the form below.

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Frequently Asked Insurance Questions

Currently, insurance carriers are fairly lenient on policy lapses. It is generally a good idea to keep your construction insurance policy and bond in force. 

If you have a lapse in coverage and are having trouble finding coverage, one of our construction insurance specialists will do everything to get you insured.

Call (425) 242-5357

First Underwriters Construction insurance specialists will shop our network of over 100 admitted insurance carriers and find the lowest down payment and monthly payments.

Call (425) 242-5357

If you've been declined elsewhere for prior losses, First Underwriters Construction Insurance Specialists will find a carrier  that will meet your insurance requirements and get you back to work.

Call (425) 242-5357