Insurance for

Wineries

Play Video
100% Privacy Guaranteed

With years of experience customizing insurance coverages for agricultural related operations, First Underwriters’ can help.
That’s why we work with vineyard and winery owners to create a customizable insurance solution that fits the specific needs of the business. Our vineyard risk specialist will include chemical drift pollution liability at the policy deductible, instead of adding a separate deductible for the coverage.

Our winery policies offer commercial business insurance with added specialized coverage such as loss due to wine leakage or wine contamination, excluding human error and having adulteration added.

Put it all together and First Underwriters brings affordable, comprehensive protection to vineyard and winery businesses including:

  • Bonded wineries with or without vineyards
  • Farm vineyards/orchards
  • Custom crush facilities
  • Vineyard owner housing and personal liability coverage

Get more than your usual insurance policy, we have access to risk management solutions which can help you identify the root causes of rising accidents and escalating costs, then work with you to find solutions. We can also advise on minimizing accident rates and downtime, and managing your fleet to improve productivity. We can tailor a package to include not only auto liability but on-hook, cargo and garagekeepers.

Winery Insurance Coverages

The Commercial Auto policy will pay “sums” for which the insured is legally liable because of bodily injury or property damage to which the insurance applies. Therefore, while covered bodily injury or property damage is required to trigger coverage, recovery under the policy can actually go beyond these types of damages.

Insurance exists for the purpose of protecting persons and organizations from the adverse financial consequences of certain unpredictable events, regardless of the coverage line being considered. For general liability insurance, the unpredictable event that constitutes the subject of the insurance is a claim of legal liability arising out of a company’s operations, premises, products, and completed work.

Commercial property  is the policy that an organization purchases to pay for damage to its own buildings and the personal property in them. A commercial property policy can also cover loss of income or increase in expenses that result from insured damage to buildings and their contents.

Umbrella liability insurance and excess liability insurance are two forms of secondary coverage—that is, they both sit above one or more underlying liability policies and do not attach until the underlying policy’s limit of insurance has been exhausted.

- Winery Insurance -

Quote Request

This website uses cookies to enhance site navigation, analyze site usage, and assist in our marketing efforts. We do not sell personal data to third parties. For more information on data privacy, please review our Privacy Notice.