Employment Benefits

First Underwriters Insurance Brokers Employee Benefits division is your single source for employee benefits.  We can advise you in the selection of a full spectrum of employee benefits including:

  • Group Health Insurance
  • Dental and Vision Plans
  • Group Life
  • Short and Long Term Disability
  • Optional voluntary benefits
  • Wellness Programs
  • ACA Compliance
  • Cobra

Medical coverage

The most common employee benefit that employers offer is medical or health coverage. Typically, employee medical insurance covers things like doctors’ appointments, regular checkups, emergency room visits, basic medical procedures and many types of surgical procedures.

Dental insurance

Many employers provide dental coverage as part of their overall employee medical benefits, but sometimes dental insurance is a separate benefit. Depending on your workplace, you will either have a complete benefits package where medical and dental are grouped together, or you will have two separate insurance policies for both your medical and dental plans.

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