Coverage built for towing and recovery operators across Washington and Oregon — protect your trucks, your customers' vehicles, and your business on every call, from the moment you hook up until it's safely dropped off.
Motor-club contract certs · Same-day certificates · Flexible payment plans
Tow truck insurance protects operators from risks that normal business auto policies don't cover — from the moment you hook up a customer's vehicle until it's safely dropped off, you're responsible for property worth tens of thousands of dollars. First Underwriters has protected Pacific Northwest towing operators since 1992, whether you run a single flatbed or a fleet of heavy-duty wreckers. Learn more from the Towing and Recovery Association of America (TRAA) and OSHA's towing safety resources.
Every call carries potential liability. These illustrative examples show how a single towing exposure escalates — and what closes the gap. Click through each.
Tell us how your towing operation runs, and we'll assemble the coverages that typically apply — a starting point for your quote, no contact info required.
Every tow operator starts with commercial auto liability, physical damage, on-hook/cargo, and medical-payments core.
Four steps to a program built for towing and recovery — and the service that keeps your trucks working. Click through each.
Filter by type or search to see the full range of coverage we place for towing and recovery operators.
Tailored programs from a single flatbed to a multi-location wrecker fleet.
Since 1992 we've insured tow operators across Washington and Oregon — we know the difference between a wheel-lift and a flatbed, and we place coverage with specialty towing markets like Progressive Commercial, National Indemnity, and Lancer Insurance that others can't reach.
Need proof of coverage for a motor-club contract? We deliver same-day certificates so you don't miss out on work, and we help you meet the coverage requirements for AAA, Agero, and other roadside networks so you can take on more.
Starting a towing business? We work with carriers who insure new ventures and help you build coverage history. From single-truck operators to multi-location fleets we scale coverage to your size — with monthly payment plans and low down payments that fit towing cash flow.
Coverage built for towing and recovery operators — request a comprehensive quote from specialists who know the industry. Free consultation, same-day certificates available, no obligation.
Or email us at info@firstunderwriters.com
Explore more: Towing Insurance · Commercial Auto · Workers' Compensation · Business Insurance
Descriptions are general summaries for education and are not legal, tax, or coverage advice, nor a statement of coverage, an offer, or a binder; the coverage builder is a starting point for discussion rather than a quote or coverage determination. The scenarios, dollar figures, and industry statistics shown are illustrative examples and general figures, not guarantees or representations about specific businesses; actual coverage, limits, and eligibility are governed solely by the terms, conditions, and exclusions of your issued policies and are subject to underwriting. First Underwriters Insurance Brokers · Kirkland, WA · (425) 242-5357.
