Insurance that protects what matters most
Personal, commercial and employee benefits coverage under one roof since 1992. We compare multiple carriers and shape coverage around your family or your business.
Where would you like to start?
Personal insurance
Protect your family, your home and your most valuable assets.
HomeAutoUmbrellaBoat & yachtValuable collectionsLife & disabilityCommercialCommercial insurance
Protection for businesses of every size, from startups to established companies, across industries.
General liabilityCommercial propertyWorkers' compensationCommercial autoProfessional liabilityCyber liabilityBenefitsEmployee benefits
Competitive benefits packages that help you attract and retain good people.
Group healthDental & visionLife & disability401(k) & retirementVoluntary benefitsWhat insurance does for you
Financial protection
A single accident, lawsuit or natural disaster can upend your finances. Insurance transfers that risk to carriers with the resources to absorb it.
Family security
Life, health and disability coverage provide income replacement, medical care and long-term stability for the people who depend on you.
Business continuity
Commercial insurance protects against liability claims, property damage, employee injuries and operational disruptions.
Legal compliance
Some coverage is required by law or contract — auto liability, workers' compensation and, for many professions, professional liability.
Peace of mind
Knowing you're protected lets you focus on your life and your business.
Access to expertise
An insurance professional explains complex policies, negotiates with carriers and guides you through claims.
Captive agent or independent broker?
Understanding the difference helps you choose how to buy coverage.
Captive agent
- Represents a single carrier
- Offers that company's products and pricing
- Options depend on that carrier's appetite
- If rates rise, the choice is to accept or leave the carrier
Independent broker
- Places coverage with many carriers
- Compares coverage and price across companies
- Recommends based on your needs
- Can move coverage if rates become uncompetitive
- Access to complex, hard-to-place and specialty markets
What we bring
Pacific Northwest experience
Since 1992 we've protected families and businesses across Washington, Oregon and beyond, with knowledge of local regulations and regional risks.
Independent
We're not owned by an insurance company, so we can compare coverage across many A-rated carriers.
Learn more →Comprehensive solutions
Personal, commercial and employee benefits under one roof, so one advisor sees the whole picture and spots gaps and bundling opportunities.
Specialty risk expertise
Construction, transportation, manufacturing and care facilities — including hard-to-place risks.
Learn more →Claims support
We manage the process, communicate with adjusters and work toward a full, fair settlement.
Learn more →Relationship-focused service
You work with people who know your name and your situation, not a call center.
How we work together
Discovery
We start by listening — your assets, risks, concerns and goals — so recommendations fit you.
Market
We compare coverage across our network of carriers for the right combination of coverage, service and price.
Recommend
We present clear options and explain what each policy covers, what it doesn't and which fits best.
Implement
We handle the paperwork and coordinate with carriers so coverage is in place correctly.
Support
We're here for claims, questions, policy changes and annual reviews to keep your coverage current.
Ready for a coverage review?
Let's review your coverage and find ways to better protect what matters most. You can also email info@firstunderwriters.com.