About First Underwriters
An independent brokerage in Kirkland, Washington, protecting Pacific Northwest businesses and business owners with deep specialization and plain, honest advice.
Built for clients, over decades
First Underwriters Insurance Brokers was founded in 1992 with a simple mission: give Pacific Northwest businesses independent insurance expertise, real advocacy and access to strong coverage at competitive rates.
As a broker, we compare options across the market and design protection around what each client needs. Over the years we've built deep carrier relationships, developed specialized expertise in industries like construction and transportation, and earned the trust of hundreds of business owners who rely on us to protect their operations and financial futures.
We've worked through every kind of market — hard markets with double-digit rate increases, soft markets with aggressive competition, and everything in between. Our approach has stayed the same: sound insurance solutions, proactive risk management and honest advice.
Today we place coverage across commercial insurance, personal lines for high-net-worth clients, and financial services for business owners approaching retirement.
The milestones that shaped us
1992 — Founded on independence
First Underwriters opens with a simple mission: give Pacific Northwest businesses independent expertise and real advocacy.
1990s–2000s — Deep carrier relationships
We build direct relationships with leading A-rated carriers and develop expertise in high-risk industries like construction and transportation.
Market cycles — Steady through every market
Through hard markets with double-digit increases and soft markets with fierce competition, our advice stays constant: protect the client first, and the relationship follows.
Specialization — Known for the hard-to-place
We go deep in construction, transportation, manufacturing and real estate, serving business owners who need a broker that understands their risk.
Today — A broad, specialized practice
Commercial insurance, high-net-worth personal lines, and financial services for owners approaching a transition.
The principles behind every decision
They guide how we work with clients, carriers and our community.
Client advocacy
Our independence lets us challenge carriers, negotiate firmly and put our clients' interests first.
Expertise and specialization
Focused experience in construction, transportation, manufacturing and other high-risk industries, so coverage fits the exposures.
Proactive risk management
Insurance is one part of protection. We spot emerging risks early, put loss-control strategies in place and help build a safety culture that reduces claims and costs.
Transparency and honesty
Clear explanations of coverage, honest risk assessments and straightforward recommendations — including what you need to hear.
Continuous improvement
Markets change, risks evolve and regulations shift. We keep sharpening our knowledge year after year.
Long-term partnerships
We measure success in decades, not policy terms — through growth, challenges, transitions and a successful exit.
Why businesses choose First Underwriters
Real choice
Access to a wide range of carriers creates genuine competition for your business, with better rates and broader coverage options.
Industry specialization
Deep expertise in construction, transportation, manufacturing and real estate means we understand your specific risks and the coverage that fits them.
Senior-level service
You work directly with experienced professionals, not junior account managers learning on your account.
Proactive account management
Quarterly reviews, annual policy audits, ongoing risk assessments and fast response to business changes keep coverage matched to your operations.
Claims advocacy
When claims occur, we use our carrier relationships and industry knowledge to pursue a fair and complete settlement.
Financial services
Business succession planning, buy-sell agreement design, exit-strategy consulting and wealth-management coordination for owners approaching a transition.
Learn more →Experience the First Underwriters difference
Let's talk about your insurance and risk-management needs. Reach us at (800) 800-9644 or info@firstunderwriters.com.
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Figures shown are company statistics as of publication and may change. This page is for general information only and is not an offer of coverage.