How insurable is your business?
Before an insurer quotes, an underwriter sizes up your business: your history, your claims and how you run things. Answer a few plain questions and see how that review is likely to go, and what to fix before you apply. No contact details needed to see your results.
Built for hard-to-place and specialty businesses as well as standard ones.
Question 1 of 9
What kind of business do you run?
Three things that decide who will quote
Your claim history
How often claims happen matters more than how large they are. Current loss runs, with a short explanation of each claim, answer the question before it's asked.
How you run the business
Written safety programs, driver standards and subcontractor agreements are evidence. Underwriters can only give credit for what they can see.
When and how you apply
A complete submission sent 90 days before renewal gets a careful look. A rushed one sent two weeks out often gets declined unread.
About the assessment
Is this an underwriting decision or a quote?
How is this different from the Coverage Checkup?
What if my result says a specialty market is likely?
Do I have to give my contact information?
The Insurability Self-Assessment is general information based only on your answers. It is not an underwriting decision, a quote, an offer of coverage or a guarantee that any insurer will accept or decline your business. Each insurer applies its own guidelines.