Quality submissions for your commercial book
First Underwriters offers carriers a distribution channel built on disciplined underwriting practices and deep specialization in hard-to-place commercial risks, backed by experience since 1992.
Quality over quantity
We've built our reputation on submitting well-prepared, thoroughly vetted risks that align with carrier appetites and underwriting guidelines. When you partner with us, you gain a broker invested in the long-term success of each policy we place together.
We pursue quality, not volume. Every submission reflects our commitment to being the kind of broker carriers want to work with.
Your success depends on profitable, well-managed books of business. We take the time to understand your appetite, respect your guidelines and deliver submissions that meet your standards.
What you can expect
Quality submissions
Complete, accurate and well-documented submissions that reduce back-and-forth and speed up quoting.
Targeted risk selection
We learn your appetite and guidelines and submit only risks that fit your criteria.
Specialty expertise
Deep knowledge in construction, trucking, manufacturing and commercial property, including class-specific exposures.
Profitable growth
A focus on retention and loss control builds a book that performs well and grows steadily.
Nationwide reach
Business written across all 50 states, with regional expertise.
Long-term partnership
Open communication, mutual respect and aligned goals.
Where we place business
Construction
General contractors, subcontractors, artisan trades and construction-related risks.
Trucking and transportation
Long-haul, local, specialized haulers and commercial auto fleets.
Manufacturing
Light to heavy manufacturing, fabrication and industrial operations.
Commercial property
Multifamily, retail, office and mixed-use properties.
Paratransit
Medical transportation, wheelchair vans and NEMT services.
Towing operations
Tow trucks, roadside assistance and recovery services.
Adult family homes
Residential care facilities and assisted living operations.
Specialty risks
Hard-to-place and non-standard commercial risks.
Nationwide distribution, regional expertise
While our roots are in the Pacific Northwest, we serve clients and carrier partners across all 50 states. Our growth has been deliberate, keeping the quality standards that built our reputation while extending our reach.
For carriers looking to grow their geographic footprint or strengthen presence in specific regions, we offer an established distribution channel with local market knowledge and nationwide capabilities.
Standards on every account
Submission standards
- Fully completed applications
- Current loss runs (5 years when available)
- Supplemental questionnaires
- Financial information when required
- Photos and inspection reports
Risk qualification
- Appetite verification
- Loss history analysis
- Operations review
- Management assessment
- Financial stability check
Account service
- Proactive renewal management
- Timely endorsement processing
- Claims assistance and advocacy
- Risk management guidance
- Client communication support
Reporting and communication
- Regular production reports
- Pipeline visibility
- Market feedback sharing
- Quick response times
- Open line of communication
A straightforward process
Initial inquiry
Complete the carrier interest form or contact us directly.
Discovery call
We discuss your appetite, goals and how we can work together.
Appointment
Complete the necessary paperwork and establish the partnership.
Onboarding
We learn your systems, guidelines and underwriting preferences.
Production
We begin submitting quality risks that fit your appetite.
What underwriters tell us
“First Underwriters consistently delivers clean, well-documented submissions that align with our underwriting guidelines. Their team understands our appetite and respects our process. It's the kind of broker relationship that makes our jobs easier and produces profitable business.”
Start a carrier partnership
Tell us about your company and how we can work together. We respond within two business days.
Reach our carrier relations team at michaelo@firstunderwriters.com or (425) 242-5357.