Request a policy change
Adding a truck, a driver, a location or an additional insured? Send the details here and we'll handle it with your carrier. Changes take effect only once we confirm them in writing.
Need it today? Call us — online requests are reviewed during business hours.
What you can request here
Vehicles
Add or remove trucks, trailers and cars. Have the year, make, model, VIN and garaging address ready.
Drivers
Add or remove drivers. Carriers review driving records before approving new drivers.
Locations
New offices, yards, warehouses or job-site storage, and locations you've closed.
Additional insureds
Customers, landlords and general contractors your contracts require you to add.
Limits and deductibles
Raise limits to meet a contract or adjust deductibles at renewal or mid-term.
Address or cancellation
Mailing and garaging address updates, and requests to cancel a policy.
Send your change request
Fields marked * are required. A change is not effective until FUW confirms it in writing.
- Reviewed during business hours
- Written confirmation for every change
- Premium changes explained before they bill
Have a contract, vehicle title or other document for the change? Email it to info@firstunderwriters.com with your business name.
From request to confirmation
You submit
Send the change and the date you need it effective.
We review
We check that the change fits your coverage and ask for anything the carrier needs.
The carrier processes it
Some changes are immediate; others, such as new drivers or locations, need underwriting approval.
We confirm in writing
You receive written confirmation and, where needed, updated ID cards, certificates or an endorsement.
Policy change questions
Is my change effective as soon as I submit this form?
No. A change is not effective until FUW confirms it in writing. Until then, don't drive a new vehicle, cancel other coverage or tell a customer you're covered based on the request alone. If you need coverage right away, call (425) 242-5357.
Can a change be backdated?
Generally only with the carrier's approval, and usually not after a loss has occurred. Send changes before the date you need them.
Will a change affect my premium?
Many changes do. Adding vehicles, drivers, locations or higher limits usually adds premium; removing them may reduce it. We'll explain any adjustment when we confirm the change.
How do I add an additional insured?
Send the exact name and address and, ideally, the contract section that sets the requirement. Some policies include blanket additional insured endorsements; others need a specific endorsement. See our guide to additional insured endorsements for more.
What happens if I cancel mid-term?
The carrier calculates any return premium under the policy's cancellation terms. Some policies have minimum earned premiums or short-rate penalties. Have replacement coverage in place before the cancellation date if you still need it, and confirm whether your lender, landlord or contracts require notice.
Do I need to tell you about a new driver or vehicle right away?
Yes. Some auto policies give limited automatic coverage for newly acquired vehicles, but terms vary, and unreported drivers can create problems at claim time. Tell us before the driver or vehicle goes into service.
Need a change today?
For same-day changes, such as a new truck going into service, call and we'll work with your carrier.