401(k) retirement plans for your employees
Help your team build a secure future, and support hiring and retention along the way. First Underwriters works with Guard Legacy to bring you retirement plan consulting from plan design through ongoing administration.
Which plan fits your company?
Traditional 401(k)
The most common choice, with employee and employer contributions and flexibility in plan design.
Safe Harbor 401(k)
Requires employer contributions but avoids complex nondiscrimination testing and simplifies compliance.
401(k) with profit sharing
Allows additional employer contributions based on company profits, useful for tax planning.
Solo 401(k)
Designed for self-employed individuals with no employees other than a spouse.
Retirement plan basics
Modern 401(k) plans can include auto-enrollment, automatic escalation, a Roth option, plan loans, hardship withdrawals, vesting schedules and employee financial education. We'll help you choose the features that fit your budget and workforce.
For background on retirement plans, see the Department of Labor retirement resources or FINRA's 401(k) investing guide.
Request your 401(k) consultation
Tell us about your company and goals. Accurate details help us recommend the right plan.
- Start a new plan or improve an existing one
- Plan design, match formulas and investment menus
- Coordinated with your benefits program
Have a current plan document or fee disclosure? You can email it to info@firstunderwriters.com after you submit.
This page is general information about retirement plan consulting and is not legal, tax or investment advice. Plan design, costs and features depend on your company and the provider selected.