From the moment a customer hands over the keys to the day your work rolls back onto the highway, you carry real risk. We build coverage around it — garagekeepers, garage liability, workers' comp, and more.
Pick your shop type and what applies. We'll map the core coverages plus the add-ons worth a look — in seconds.
Tap any coverage to see what it does — and the gap it closes for an auto shop.
The same coverage name can behave very differently. Compare the three ways garagekeepers is written.
Pick a scenario to see the cost — and the coverage that steps in.
Illustrative examples only. Actual outcomes depend on your policy's terms, limits, and the facts of each claim.
Filter or search to find your type of automotive business.
When a vehicle leaves your shop, your liability rides along. These are the failures that generate the biggest claims — and completed-operations coverage is built for them.
Improper repair leads to an accident
Improper torque, wheel separates
Repair causes a vehicle fire
Loss of control from faulty work
Leaks causing fire or damage
Engine damage from failures
Wiring work causes a fire
Records are essential for defense
The exposures we most often see under-covered on auto shop policies.
We understand the unique risks, the coverage nuances, and what a shop actually needs.
We work with carriers built for automotive businesses — not generic BOPs that miss key exposures.
Garage liability, garagekeepers, property, and work comp packaged so there are no gaps between them.
Multiple carriers compete for your account, so you get the best mix of protection and price.
When a claim hits, we're in your corner — helping you navigate it and push for a fair outcome.
Since 1992 we've protected Pacific Northwest businesses, with deep roots in automotive service.
Work with specialists who understand automotive service — and build coverage that actually fits your bays.
Or email info@firstunderwriters.com
