Concrete contractor insurance for every pour
From foundation pours to decorative finishes, concrete work brings property damage, injury, equipment and workmanship exposures. We build coverage for flatwork crews, pumpers, ready-mix operators and commercial concrete contractors across the Pacific Northwest.
Same-day certificates for GCs · Markets for pumping and newer contractors
Insurance built for concrete work
Concrete contractors face substantial risk on every job: property damage and bodily injury claims, costly equipment breakdowns and faulty-workmanship disputes. The physical nature of the work, tight timelines and weather dependence all add exposure.
We've insured concrete contractors across the Pacific Northwest for more than three decades. We understand the work — from managing ready-mix deliveries to finishing a pour before the weather turns — and structure coverage around it.
Core coverage for concrete contractors
General liability
Third-party bodily injury and property damage — concrete splatter on vehicles, slip-and-fall injuries, or damage to adjacent property during a pour.
Commercial auto
Mixer trucks, pump trucks, flatbeds and work vehicles, including heavy equipment transport and specialized delivery vehicles.
Inland marine / equipment
Power trowels, screeds, vibrators, forms and finishing equipment against theft, damage and breakdown, at the yard or on the job.
Workers' compensation
Required coverage for employee injuries. Concrete work means heavy lifting, repetitive motion and caustic materials.
Completed operations
Claims after a job is finished — important for concrete, where cracks, settling or structural issues may not appear for months or years.
Commercial property
Your office, equipment yard and stored materials — forms, rebar and supplies — against fire, theft, vandalism and weather.
Coverage for every kind of concrete work
The coverages each type of operation most often needs. Don't see your niche? We write hard-to-place concrete risks too — tell us in the form.
Flatwork specialists
Driveways, patios, sidewalks and slabs.
- General liability
- Workers' comp
- Commercial auto
- Completed operations
- Inland marine / equipment
Commercial concrete
Tilt-up, structural and commercial projects.
- General liability
- Workers' comp
- Completed operations
- Commercial property
- Umbrella / excess
- Builder's risk
Residential concrete
Foundations, garages and home projects.
- General liability
- Workers' comp
- Completed operations
- Commercial auto
Ready-mix suppliers
Batch plants and delivery operations.
- Commercial auto
- General liability
- Workers' comp
- Commercial property
- Inland marine / equipment
Concrete pumping
Boom pump and line pump operators.
- General liability
- Commercial auto
- Inland marine / equipment
- Workers' comp
- Umbrella / excess
Concrete cutting
Sawing, coring and demolition services.
- General liability
- Workers' comp
- Inland marine / equipment
- Commercial auto
Decorative concrete
Stamped, stained and polished finishes.
- General liability
- Workers' comp
- Inland marine / equipment
- Completed operations
Precast / pre-stress
Manufacturing and installation.
- General liability
- Commercial property
- Workers' comp
- Inland marine / equipment
- Completed operations
Contractor insurance is our focus
Construction experience
We specialize in contractor insurance, from completed-operations claims to specialized equipment.
Market access
More than 50 carrier relationships, including options for pumping operations and newer contractors.
Same-day certificates
COIs the same day, so a bid deadline or project start never waits on paperwork.
Claims support
Help through the claims process to resolve issues efficiently and limit downtime.
Request your concrete insurance quote
Tell us about your operation and we'll prepare a tailored coverage proposal. No obligation.
- Completed operations and additional insured status for GC contracts
- Markets for pumping, cutting and hard-to-place concrete risks
- Same-day certificates
Have loss runs, a current declarations page or a GC's insurance requirements? Email them to info@firstunderwriters.com after you submit.
Common questions about concrete contractor insurance
How much does concrete contractor insurance cost?
What is completed operations coverage and why do I need it?
Does my policy cover damage from a concrete spill?
Do I need special coverage for concrete pumping operations?
What limits do general contractors typically require?
Protect your concrete business
Coverage built around your pours, your crew and your equipment. Call or send the quote form above.
Coverage descriptions are general summaries for education. They are not legal, tax or coverage advice, a statement of coverage, an offer or a binder. Cost ranges are general examples, not quotes or representations about any business. Coverage, limits and eligibility are governed by the terms, conditions and exclusions of the policies issued and are subject to underwriting.