Fishing vessel insurance for boats and crews on Northwest waters
Commercial fishing carries hazards standard boat insurance doesn't address, from gear damage and lost catch to crew injuries under maritime law. We insure single boats and fleets, from small gillnetters to large trawlers, with policies that meet harbor, lender and association requirements.
Same-day certificates for harbors, lenders and associations
Marine coverage for every part of your operation
Hull and machinery
Physical damage to the hull, engines, navigation equipment and permanently attached machinery from collision, storms, fire and other perils.
Protection and indemnity
Liability for third-party bodily injury, property damage, collision liability and wreck removal.
Fishing equipment
Nets, traps, pots, lines and other gear, aboard the vessel or stored ashore.
Crew coverage
Jones Act and maritime employer's liability for crew injury claims, including maintenance and cure obligations under maritime law.
Pollution liability
Cleanup costs and third-party claims from fuel spills or other discharges, often required by harbors and regulators.
Loss of catch and income
Reimbursement for lost catch value or income while your vessel is out of commission after a covered loss.
What's covered and common exclusions
Typically covered
- Collision and grounding damage
- Storm and weather damage
- Fire, explosion and lightning
- Sinking and capsizing
- Theft and piracy
- Salvage and towing expenses
- Crew injury and Jones Act claims
Common exclusions
- Normal wear and tear
- Gradual deterioration and corrosion
- Mechanical breakdown (unless added)
- Intentional damage
- War and terrorism (unless added)
- Operating outside navigational limits
- Illegal fishing operations
Coverage for Pacific Northwest and Alaska waters
Puget Sound
Inland waters, the San Juan Islands and protected waterways.
Alaska waters
Bristol Bay, the Bering Sea and the Gulf of Alaska.
Pacific Coast
Washington, Oregon and California coastal waters.
Extended coverage
Custom navigational limits for your fishing grounds.
Marine coverage from people who know fishing
Marine experience
We've insured Pacific Northwest fishing operations since 1992 and understand the risks you face on the water.
Marine carrier options
As a broker, we compare marine insurers for coverage and price.
Certificates and claims
Same-day certificates for harbors, lenders and associations, and help with claims to support a fair recovery.
Common questions about fishing vessel insurance
What's the difference between hull and machinery and P&I coverage?
Does my policy cover my crew members?
Can I get coverage for Alaska fishing seasons?
What affects my fishing vessel insurance premium?
Do you provide certificates for harbor and lender requirements?
Protect your fishing operation
Get a quote built around your vessel, gear, crew and fishing grounds. We typically respond within one to two business days.
Coverage descriptions are general summaries for education. They are not legal, tax or coverage advice, a statement of coverage, an offer or a binder. Coverage, limits, navigational areas and eligibility are governed by the terms, conditions and exclusions of the policies issued and are subject to underwriting.