Comprehensive protection for hotels, restaurants, bars, nightclubs, and event venues across Washington and Oregon — built for the liquor-liability, food, assault, and event exposures that come with serving guests and alcohol.
A-rated & specialty markets · Same-day certificates · Liquor-liability specialists
Hospitality insurance protects against the unique exposures hotels, restaurants, bars, and entertainment venues face daily — over-service and dram-shop liability, foodborne illness, assault and battery, and the property and event risks of hosting guests. First Underwriters has protected Pacific Northwest hospitality and entertainment businesses since 1992, matching your operation with carriers who understand serving guests and alcohol. Learn more from the American Hotel & Lodging Association and the National Restaurant Association.
Illustrative examples of the exposures hotels, restaurants, and entertainment venues face — and what closes the gap. Click through each.
Tell us how your hospitality business operates, and we'll assemble the coverages that typically apply — a starting point for your quote, no contact info required.
Every hospitality program starts with a general-liability, commercial-property, and business-interruption core.
Four steps to a program built for hospitality — and the service that keeps you licensed and covered. Click through each.
Filter by type or search to see the full range of coverage we place for hospitality and entertainment businesses.
We insure two dozen kinds of hospitality and entertainment venues. Search to find yours.
Since 1992 we've insured Pacific Northwest hotels, restaurants, bars, and entertainment venues — with deep knowledge of Washington dram-shop laws, responsible-service requirements, and the liquor-liability limits that protect venues serving alcohol from catastrophic claims.
Specialized protection for nightclubs, concert venues, and late-night operations — including assault & battery, crowd management, and performer liability — with relationships in specialty markets that standard carriers often decline or heavily restrict.
Same-day certificates for landlords, event contracts, and vendor requirements so you never lose an event or lease over paperwork — plus host-liquor and event-cancellation expertise, and aggressive claims advocacy when a liquor, slip-and-fall, or assault claim occurs.
Request a comprehensive hospitality insurance review identifying coverage gaps, liquor-liability requirements, and proper protection for your hotel, restaurant, bar, or entertainment venue — free consultation, no obligation.
Or email us at info@firstunderwriters.com
Related coverage: General Liability · Commercial Property · Commercial Auto · Business Insurance
Descriptions are general summaries for education and are not legal, tax, or coverage advice, nor a statement of coverage, an offer, or a binder; the coverage builder is a starting point for discussion rather than a quote or coverage determination. Dram-shop laws and standard exclusions such as assault & battery vary by state and policy. The scenarios and dollar figures shown are illustrative examples, not guarantees or representations about specific venues; actual coverage, limits, and eligibility are governed solely by the terms, conditions, and exclusions of your issued policies and are subject to underwriting. First Underwriters Insurance Brokers · Kirkland, WA · (425) 242-5357.