Hospitality & Entertainment Insurance | First Underwriters Insurance Brokers
Hospitality & entertainment insurance · Since 1992

Hospitality & Entertainment Insurance.

Comprehensive protection for hotels, restaurants, bars, nightclubs, and event venues across Washington and Oregon — built for the liquor-liability, food, assault, and event exposures that come with serving guests and alcohol.

Liquor LiabilityAssault & BatteryFood ContaminationEvent CancellationProperty

A-rated & specialty markets · Same-day certificates · Liquor-liability specialists

An over-service crash, a food-poisoning outbreak, and a bouncer injury — three exposures can combine past
$6.5M
Standard general liability excludes liquor claims and often assault & battery. Without proper limits and endorsements, a single incident can exhaust your policy and reach your personal assets.
  • Liquor liability, assault & battery, and property in one program
  • Umbrella limits & event coverage for weddings, concerts & private functions

Not sure what you need? Build your coverage below →

🏨 34+ years insuring PNW hospitality 🍸 Liquor liability specialists 🎭 Entertainment venue expertise

Hospitality insurance protects against the unique exposures hotels, restaurants, bars, and entertainment venues face daily — over-service and dram-shop liability, foodborne illness, assault and battery, and the property and event risks of hosting guests. First Underwriters has protected Pacific Northwest hospitality and entertainment businesses since 1992, matching your operation with carriers who understand serving guests and alcohol. Learn more from the American Hotel & Lodging Association and the National Restaurant Association.

Why the coverage matters

Why hospitality insurance matters.

Illustrative examples of the exposures hotels, restaurants, and entertainment venues face — and what closes the gap. Click through each.

The scenario

Estimated exposure without coverage
$0
🛡️ The coverage that responds

Coverage Builder

Build the right program for your venue.

Tell us how your hospitality business operates, and we'll assemble the coverages that typically apply — a starting point for your quote, no contact info required.

Your venue

Every hospitality program starts with a general-liability, commercial-property, and business-interruption core.

Coverages to consider
8
recommended for your venue
    A starting point, not a bound quote — request a tailored quote →
    How we place your coverage

    From first call to certificate.

    Four steps to a program built for hospitality — and the service that keeps you licensed and covered. Click through each.

    1
    Understand Your VenueService, alcohol & events
    2
    Market to Hospitality SpecialistsLiquor & entertainment markets
    3
    Build the ProgramLiquor, assault & more
    4
    Certificates & ClaimsEvents, leases & advocacy
    Complete hospitality coverage

    Every coverage a venue may need.

    Filter by type or search to see the full range of coverage we place for hospitality and entertainment businesses.

    Venues we insure

    Find your venue type.

    We insure two dozen kinds of hospitality and entertainment venues. Search to find yours.

    Showing 24 venue types
    Why hospitality businesses trust First Underwriters

    Specialists who understand serving guests & alcohol.

    🍸

    Liquor-liability & dram-shop expertise

    Since 1992 we've insured Pacific Northwest hotels, restaurants, bars, and entertainment venues — with deep knowledge of Washington dram-shop laws, responsible-service requirements, and the liquor-liability limits that protect venues serving alcohol from catastrophic claims.

    🎭

    Entertainment & specialty-market access

    Specialized protection for nightclubs, concert venues, and late-night operations — including assault & battery, crowd management, and performer liability — with relationships in specialty markets that standard carriers often decline or heavily restrict.

    📄

    Events, certificates & claims advocacy

    Same-day certificates for landlords, event contracts, and vendor requirements so you never lose an event or lease over paperwork — plus host-liquor and event-cancellation expertise, and aggressive claims advocacy when a liquor, slip-and-fall, or assault claim occurs.

    34+years insuring PNW hospitality
    50+carrier partners
    A-rated& specialty markets

    Protect your hospitality business.

    Request a comprehensive hospitality insurance review identifying coverage gaps, liquor-liability requirements, and proper protection for your hotel, restaurant, bar, or entertainment venue — free consultation, no obligation.

    Or email us at info@firstunderwriters.com

    Descriptions are general summaries for education and are not legal, tax, or coverage advice, nor a statement of coverage, an offer, or a binder; the coverage builder is a starting point for discussion rather than a quote or coverage determination. Dram-shop laws and standard exclusions such as assault & battery vary by state and policy. The scenarios and dollar figures shown are illustrative examples, not guarantees or representations about specific venues; actual coverage, limits, and eligibility are governed solely by the terms, conditions, and exclusions of your issued policies and are subject to underwriting. First Underwriters Insurance Brokers · Kirkland, WA · (425) 242-5357.